




549 PENINSULAR DRIVE, Lakeland, FL, 33813
About This Home
A rare opportunity to own in Woods of Christina, one of Lakeland's most sought-after communities in South Lakeland. This community boasts privacy, beautifully maintained streets, and low HOA. This 3 bedroom 2 bath home offers a split floor plan with ample space for entertaining, working from home, and enjoying the outdoor Florida lifestyle. You'll love the double front doors offering a grand entrance into the formal living room, which could easily be converted to a den or office. A formal dining room for gathering with family and friends. A spacious kitchen is the heart of the home with ample cabinetry and eat in kitchen space. The large family room boasts vaulted ceilings and even a wood burning fireplace. This home shines with natural light and views overlooking the canal, leading to the lake behind the home. All 3 bedrooms spacious with plenty of closet space. A large laundry room is great for organizing daily life and keeping the home flowing smoothly. The primary suite offers dual sinks, a soaking tub, and large walk in shower. Entertaining would be a breeze with outdoor space waiting for you to make it your own, including a fully fenced backyard. Check out this lovely home and make it yours today! Roof replaced 10/2014, Hot water heater January 2026, AC January 2020.
Getting Around
Schools
Construction
Condition
- Property condition: Completed
- Year built: 1990
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block,Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Electric Water Heater,Microwave,Refrigerator,Trash Compactor
- Laundry features: Inside,Laundry Room
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s),Vaulted Ceiling(s)
- Flooring: Ceramic Tile,Engineered Hardwood,Luxury Vinyl
- Fireplace features: Masonry,Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 3,091
- Total interior livable area: 2,272 sqft
Kitchen
- Level: First
- Area: 180
- Dimensions: 18x10
Living Room
- Level: First
- Area: 280
- Dimensions: 20x14
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: First
- Area: 224
- Dimensions: 14x16
Property
Details
- Parcel number: 232924141883004300
- Zoning: R
- Special condition: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Patio,Screened
- Exterior features: Lighting,Rain Gutters,Sidewalk
- Fencing: Chain Link
- Has view: Yes
- View description: Water,Canal,Lake
- Has water view: Yes
- Water view: Water,Canal,Lake
- On waterfront: Yes
- Waterfront features: Lake Front,Lake Privileges
- Residential vegetation: Trees/Landscaped
Lot
- Lot size: 0.36 Acres
- Features: FloodZone,In County,Level,Sidewalk
- Lot size dimensions: 104 x 152
Parking
- Total spaces: 2
- Parking features: Driveway,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Hurricane
How This Home’s Risks Compare
FEMA Declared Disasters in Polk County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,951 | $23,412 |
| Home Insurance * | $362 | $4,344 |
| Property Taxes | $330 | $3,960 |
| Electricity | $228 | $2,743 |
| Total | $2,871 | $34,452 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Price change | $365,000 |
| 2026-07-23 | Price change | $386,000 |
| 2026-06-26 | Listed for sale | $399,000 |
| 1994-12-12 | Sold | $140,000 |
