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304 Shepard Ave, Dundee, FL, 33838

2beds
1baths
1,115sqft
$250,000
$224price/sqft
$1,912/moest. monthly cost
$76,480/yrincome needed

About This Home

One or more photo(s) has been virtually staged. FOr Sale or Lease ! Welcome to 304 Shepard Ave, a cozy 2-bedroom, 1-bath home nestled on an oversized lot featuring abundant fruit trees and a serene lake view. This property offers a comfortable blend of tile and carpet flooring throughout. Enjoy the peaceful front porch perfect for relaxing while taking in the tranquil surroundings. Conveniently located near schools, parks, Legoland, and shopping centers, this home is ideal as a starter residence, downsizing option, or investment property to add to your rental portfolio. Don’t miss this opportunity to own a slice of Florida’s charm in a sought-after location!

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
61
BikeBikeable

Schools

1/10
Elbert Elementary SchoolGrades PK-55.3 mi
3/10
Denison Middle SchoolGrades 6-86.3 mi
3/10
Haines City Senior High SchoolGrades PK,9-125.5 mi

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Crawlspace
  • Roof: Shingle
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range,Range Hood,Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Flooring: Carpet,Ceramic Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,115
  • Total interior livable area: 1,115 sqft

Kitchen

  • Level: First
  • Area: 90
  • Dimensions: 10x9

Living Room

  • Level: First
  • Area: 308
  • Dimensions: 22x14

Primary Bedroom

  • Features: Built-in Closet
  • Level: First
  • Area: 182
  • Dimensions: 13x14

Property

Details

  • Parcel number: 272828836000020080
  • Zoning: R
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Other
  • Has view: Yes
  • View description: Trees/Woods,Water
  • Water view: Water

Lot

  • Lot size: 0.41 Acres
  • Features: Oversized Lot
  • Lot size dimensions: 120 x 150

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Hurricane
Lightning

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$132$1,584
Property Taxes $319$3,828
Electricity $197$2,366
Total$1,912$22,944
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,554/yr
40% on housing$57,360/yr
45% on housing$50,986/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$224This listing

vs Other Active Listings

Avg $/sqft

ZIP 33838$110
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33838$161
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-19Listed for sale$250,000
2026-01-24Listing removed$250,000
2025-07-24Listed for sale$250,000
2022-07-19Sold$210,000
2022-04-30Pending sale$210,000
2022-04-28Listed for sale$210,000
2014-04-09Sold$22,000
2013-12-24Price change$24,900
2013-11-19Price change$29,900
2013-10-17Price change$31,900
2013-09-05Listed for sale$39,900
2013-07-11Sold$5,100
1999-09-16Sold$51,000
1999-04-06Sold$41,000

For Sale by Agent

AgentLucy Martinez
BrokerageCENTURY 21 WOLF'S CROSSING REALTY

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