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617 KERNEYWOOD STREET, Lakeland, FL, 33803

5beds
2baths
2,400sqft
$599,000
$250price/sqft
$4,420/moest. monthly cost
$176,800/yrincome needed

About This Home

Virtually Staged. Welcome to this beautifully maintained classic home, where timeless charm meets modern convenience just a few blocks from Lake Hollingsworth in one of Lakeland's most sought-after neighborhoods. Featuring a bright, open-concept design, this spacious home seamlessly connects the living, dining, and entertaining areas, creating an inviting atmosphere that's perfect for everyday living and hosting. Proudly cared for by only two owners, this home reflects decades of exceptional maintenance and pride of ownership. Move-in ready, it offers natural gas, a recent 4-point inspection, professional pressure washing, and a transferable termite warranty for added peace of mind. Every improvement has been thoughtfully made with long-term care and preservation in mind, allowing the next owner to simply unpack and enjoy. Whether you're gathering around the spacious living areas, relaxing in the comfort of home, or exploring the nearby walking paths, parks, and scenic beauty of Lake Hollingsworth, you'll appreciate the perfect blend of historic character and modern convenience. This rare Lakeland gem offers timeless appeal, an open and functional floor plan, and an unbeatable location in one of the city's most desirable neighborhoods. Don't miss the opportunity to make this exceptional home your own!

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
63
BikeBikeable

Schools

4/10
Southwest Middle SchoolGrades 6-80.8 mi
5/10

Construction

Condition

  • Property condition: Completed
  • Year built: 1925

Materials

  • Foundation: Crawlspace
  • Roof: Metal
  • Construction materials: Stucco,Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mediterranean
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Microwave,Range,Refrigerator
  • Laundry features: Inside,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Built-in Features,Ceiling Fan(s),Crown Molding,Dry Bar,High Ceilings,PrimaryBedroom Upstairs,Walk-In Closet(s)
  • Door features: French Doors
  • Window features: Skylight(s)
  • Flooring: Ceramic Tile,Engineered Hardwood,Hardwood
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,511
  • Total interior livable area: 2,400 sqft

Kitchen

  • Level: First
  • Area: 144
  • Dimensions: 12x12

Laundry

  • Level: First
  • Area: 100
  • Dimensions: 10x10

Living Room

  • Level: First
  • Area: 266
  • Dimensions: 19x14

Primary Bathroom

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 150
  • Dimensions: 15x10

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 360
  • Dimensions: 30x12

Property

Details

  • Parcel number: 242830254800004620
  • Zoning: RA-3
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch
  • Exterior features: Balcony,Rain Gutters,Storage
  • Fencing: Vinyl

Lot

  • Lot size: 7,200 sqft
  • Features: City Lot,Near Golf Course,Near Public Transit

Parking

  • Total spaces: 2
  • Parking features: Circular Driveway,Covered,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$748$8,976
Property Taxes $403$4,836
Electricity $241$2,898
Total$4,420$53,040
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$151,542/yr
40% on housing$132,600/yr
45% on housing$117,866/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$250This listing

vs Other Active Listings

Avg $/sqft

ZIP 33803$136
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33803$211
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$599,000
2025-07-10Listing removed$690,000
2025-04-10Listed for sale$690,000
2025-03-02Listing removed$729,900
2024-11-02Listed for sale$729,900
2024-08-11Listing removed--
2024-05-10Listed for sale$730,000
2023-02-23Listing removed--
2022-12-01Price change$499,000
2022-10-19Listed for sale$575,000
2022-09-16Listing removed--
2022-09-08Price change$579,000
2022-08-11Price change$599,000
2022-07-26Price change$659,000
2022-07-15Price change$679,000
2022-05-20Listed for sale$699,000

For Sale by Agent

AgentCrystal Lynch
BrokerageLOVE FLORIDA PROPERTIES

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