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940 Oleander Dr SE, Winter Haven, FL, 33880

2beds
2baths
1,527sqft
$250,000
$164price/sqft
$1,896/moest. monthly cost
$75,840/yrincome needed

About This Home

Auction Property. Ranch-style home offering 2 bedrooms and 1.5 bathrooms with a spacious living room and a good-sized yard. Features include a durable metal roof, RV electrical hookups, and a chicken coop. Some updates in the kitchen. Short Sale subject to lender approval.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

1/10
Elbert Elementary SchoolGrades PK-51.3 mi
3/10
Denison Middle SchoolGrades 6-81.1 mi
3/10

Construction

Condition

  • Year built: 1958

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Electric Water Heater,Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bathroom1

  • Features: Shower No Tub,No Closet
  • Level: First

Bedroom2

  • Features: Built-in Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: No Closet
  • Level: First

Features

  • Ceiling Fan(s),Primary Bedroom Main Floor
  • Flooring: Carpet,Ceramic Tile,Laminate,Parquet

Florida Room

  • Features: No Closet
  • Level: First

Foyer

  • Features: No Closet
  • Level: First

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,731
  • Total interior livable area: 1,527 sqft

Kitchen

  • Features: Granite Counters,No Closet
  • Level: First

Laundry

  • Features: No Closet
  • Level: First

Living Room

  • Features: No Closet
  • Level: First

Primary Bedroom

  • Features: Built-in Closet
  • Level: First

Property

Details

  • Parcel number: 262833649600000430
  • Zoning: R-1A
  • Special condition: Auction

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Other,RV Hookup

Lot

  • Lot size: 0.31 Acres
  • Lot size dimensions: 100 x 135

Parking

  • Total spaces: 2
  • Parking features: Garage,Carport
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Hurricane
Lightning
Tornado

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$237$2,844
Property Taxes $198$2,376
Electricity $197$2,366
Total$1,896$22,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,005/yr
40% on housing$56,880/yr
45% on housing$50,560/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 33880$116
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33880$179
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-17Price change--
2026-01-16Listed for sale$270,000
2024-08-05Sold$340,000
2024-07-12Pending sale$349,900
2024-06-19Listed for sale$349,900
1998-10-14Sold$77,300

Unknown Listed By

AgentDavid Hartigan
BrokerageJASON MITCHELL REAL ESTATE FLO

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