3914 DERBY DRIVE, Lakeland, FL, 33809
About This Home
This home has been meticulously maintained and offers numerous updates. Inside you will find high ceilings and luxury vinyl flooring throughout. The spacious eat in kitchen features granite countertops, new backsplash, and a large pantry that was once used as a laundry room (and easily could be again). The refrigerator (replaced in Aug 2023), dishwasher ( replaced in Dec 2023), and electric range (replaced in Feb 2026) are all included. The separate dining room is a perfect space to entertain guests. The primary bedroom includes a large walk in closet and updated en-suite shower. Both bathrooms have granite countertops and both toilets were replaced in 2023. Other updates include a newer water heater (March 2023), interior and exterior paint, thermostat, seamless gutters, 3 Blink cameras (interior and exterior of the home), a new sliding glass door and an outside storage shed which sits on a concrete slab. This home features an enclosed lanai, perfect for relaxing with your morning coffee. Windows and new screens were installed in the lanai in Oct 2024. Outdoors you will find a fenced backyard, a paver patio with awning, sprinkler system and 50 amp outlet (for RV). All on a beautifully landscaped lot in a quiet cul-de-d-sac setting with no rear neighbors. HOA is optional, NOT required.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2000
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block,Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Range,Refrigerator
- Laundry features: In Garage
Bedroom2
- Features: Built-in Closet
- Level: First
- Area: 144
- Dimensions: 12x12
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
- Area: 120
- Dimensions: 10x12
Features
- Ceiling Fan(s),Eating Space In Kitchen,High Ceilings,Vaulted Ceiling(s),Walk-In Closet(s)
- Flooring: Vinyl
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 2,604
- Total interior livable area: 1,828 sqft
Kitchen
- Level: First
- Area: 180
- Dimensions: 10x18
Living Room
- Level: First
- Area: 322
- Dimensions: 14x23
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: First
- Area: 247
- Dimensions: 13x19
Property
Details
- Parcel number: 232736016024014120
- Zoning: PUD
- Special condition: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio
- Exterior features: Awning(s)
Lot
- Lot size: 7,200 sqft
- Lot size dimensions: 60 x 120
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Hurricane
- Heat Wave
- Inland Flooding
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Polk County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,946 | $23,352 |
| Home Insurance * | $302 | $3,624 |
| Property Taxes | $452 | $5,424 |
| Electricity | $197 | $2,366 |
| Total | $2,897 | $34,764 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-10 | Price change | $375,000 |
| 2026-07-27 | Listed for sale | $385,000 |
| 2023-03-17 | Sold | $310,000 |
| 2023-02-10 | Pending sale | $311,000 |
| 2023-02-08 | Listed for sale | $311,000 |
| 2019-07-26 | Sold | $220,000 |
| 2019-05-14 | Listed for sale | $220,000 |
| 2019-02-11 | Listing removed | $223,000 |
| 2018-10-26 | Price change | $223,000 |
| 2018-09-12 | Listed for sale | $225,000 |
| 2000-07-03 | Sold | $18,500 |
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