




442 Lakeside Ranch Cir, Winter Haven, FL, 33881
About This Home
LAKEFRONT • NO LOT RENT • FULLY REMODELED • MOVE-IN READY Asking Price: $178,000 Wake up to beautiful lake views and enjoy direct waterfront living on 880-acre Lake Henry. Fish right from your backyard and take advantage of boat docks available for rent within the community, along with a neighborhood boat ramp for easy access to the lake. Or build your own boat dock out your back door. This beautifully remodeled home sits on a deeded lakefront lot with NO LOT RENT and has been extensively updated from top to bottom. The seller is paying the buyer's closing costs, and HOA fees are paid through April 2027—saving you thousands from day one. Recent upgrades include a completely remodeled kitchen with new cabinetry, granite countertops, new appliances, and updated lighting. Both bathrooms have been fully renovated with custom tile showers and glass doors. Additional 2025 improvements include luxury vinyl plank flooring throughout, fresh interior and exterior paint, new lighting, new floor insulation and vapor barrier, and a new stackable washer and dryer conveniently located inside the house. Outside, you'll find a Titan Chip-coated driveway, garage floor, and patio with a 15-year warranty, new concrete landscaping curbing, drainage improvements, and permanent year-round holiday lighting. Also new hurricane strap per the updated code, Major systems have also been updated, including the roof (2015) and A/C (2017). Low HOA dues of only $166 per month include water, sewer, lawn maintenance, pool, clubhouse, and community amenities. Most major furniture is included. Decor, kitchen items, cookware, dishes, linens, towels, and personal belongings are not included. If you're looking for affordable Florida lakefront living with deeded land, low monthly costs, and virtually nothing left to do, this home is a must-see. Asking Price: $178,000
Getting Around
Schools
Construction
Condition
- Year built: 1985
Materials
- Roof: Other
Type & Style
- Home type: MobileManufactured
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Freezer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Other
Interior Area
- Total interior livable area: 1,200 sqft
Property
Details
- Parcel number: 262736520851002190
Features
- Exterior features: Vinyl,Wood,Composition
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
Lot
- Lot size: 5,488 sqft
Parking
- Total spaces: 4
- Parking features: Carport,Off-street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Hurricane
- Heat Wave
- Inland Flooding
- Tornado
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Polk County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $900 | $10,800 |
| Home Insurance * | $166 | $1,992 |
| Property Taxes | $62 | $744 |
| Electricity | $197 | $2,366 |
| Total | $1,325 | $15,900 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Pending sale | $178,000 |
| 2026-06-25 | Listed for sale | $178,000 |
| 2025-03-23 | Listing removed | -- |
| 2025-02-12 | Price change | $98,000 |
| 2025-01-11 | Listed for sale | $140,750 |
| 2024-09-25 | Listing removed | -- |
| 2024-09-23 | Listed for sale | $145,000 |
| 2002-05-17 | Sold | $70,000 |
For Sale by Owner
