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524 Cameo Dr, Lakeland, FL, 33803

2beds
2baths
1,176sqft
$145,000
$123price/sqft
$1,141/moest. monthly cost
$45,640/yrincome needed

About This Home

You must see this beautiful home located in the Villas at Imperial Southgate. This move-in ready, 2 bedroom, 2 bathroom Villa boasts a huge living room area, a formal dining room, wood laminate floors, and a laundry/utility room. The updated kitchen has stainless appliances and lots of cabinet space. The community has a clubhouse, heated pool, and shuffleboard courts. The home is conveniently located to several restaurants, shopping centers, Kelly recreation center, Walmart, Publix, and the Polk Parkway for easy commutes to Tampa and Orlando. This carefree community includes lawn maintenance, cable, internet, outside painting, outside insurance, private roads, sewer, trash and water. Set up your showing today to see this super lovely home before it is gone!

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

4/10
4/10
Southwest Middle SchoolGrades 6-81.0 mi
3/10
Kathleen Senior High SchoolGrades PK,9-124.6 mi

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Villa

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Laundry Room,Outside

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 110
  • Dimensions: 10x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 130
  • Dimensions: 10x13

Features

  • Ceiling Fan(s),Thermostat
  • Flooring: Laminate,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,326
  • Total interior livable area: 1,176 sqft

Kitchen

  • Level: First
  • Area: 100
  • Dimensions: 10x10

Living Room

  • Level: First
  • Area: 285
  • Dimensions: 15x19

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 168
  • Dimensions: 12x14

Property

Details

  • Parcel number: 232836139020000410
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Lighting

Lot

  • Lot size: 2,536 sqft

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Hurricane
Lightning
Tornado

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $733$8,796
Home Insurance *$181$2,172
Property Taxes $30$360
Electricity $197$2,366
Total$1,141$13,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,120/yr
40% on housing$34,230/yr
45% on housing$30,426/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$123This listing

vs Other Active Listings

Avg $/sqft

ZIP 33803$141
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33803$211
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$160,000
2026-03-16Listed for sale$165,000
2022-02-03Sold$180,000
2022-01-09Pending sale$185,000
2022-01-06Listed for sale$185,000
2017-05-22Sold$81,000
2006-07-17Sold$126,900

For Sale by Agent

AgentCannon Kirby
BrokerageROOST REALTY GROUP LLC

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