See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

101 Pecan St, Palatka, FL, 32177

2beds
1baths
875sqft
$65,000
$74price/sqft
$708/moest. monthly cost
$28,320/yrincome needed

About This Home

Potential Commercial Opportunity located just minutes from downtown Palatka! 101 Pecan Street offers a unique opportunity for investors or entrepreneurs ready to customize a space from the ground up. The building will require a full renovation tailored to your business or residence. Situated in the tranquil Baileyville neighborhood, this property offers a quiet setting ideal for various commercial or residential applications.

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
68
BikeBikeable

Schools

3/10
Palatka High SchoolGrades 7-121.3 mi

Construction

Condition

  • Year built: 1961

Materials

  • Foundation: Slab
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 875
  • Total interior livable area: 875 sqft

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 011026025003000120
  • Zoning: C-2 C

Features

  • Stories: 1
  • Entry location: Ground Level

Lot

  • Lot size: 0.25 Acres
  • Features: 1/4 to 1/2 Acre

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Putnam County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $328$3,936
Home Insurance *$72$864
Property Taxes $111$1,332
Electricity $197$2,366
Total$708$8,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$24,274/yr
40% on housing$21,240/yr
45% on housing$18,880/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.3%
16.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$74This listing

vs Other Active Listings

Avg $/sqft

ZIP 32177$178
Putnam County$151

vs Homes Sold Last Month

Median $/sqft

ZIP 32177$171
Putnam County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-09-10Listed for sale$65,000
2025-08-20Pending sale$65,000
2025-06-19Listed for sale$65,000

For Sale by Agent

AgentDawn Gaffney
BrokerageWatson Realty Corp (US1 South)

Similar Homes