506 E Bay St, Palatka, FL, 32177
About This Home
Purchase this home, if YOU Are Not Satisfied, We'll SELL IT FOR FREE! *First Responders and Military Members Ask About our Appreciation Discount! Exclusive offer...Purchase this home with FHA 0% DOWN or VA 0% DOWN available for those who qualify. RATE BUYDOWN OPTIONS AVAILABLE! For information on these exclusive offers, call the listing agent directly see the info below. Welcome to this stunning newly built custom home situated on a spacious double lot! Constructed with durable concrete block, this move-in-ready property offers both quality and style with a fully fenced backyard-perfect for pets, entertaining, or relaxing outdoors. Step inside to discover a bright, open-concept floor plan featuring 10-foot ceilings, 8-foot doors, LED lighting, and luxury vinyl flooring throughout. The split-bedroom layout provides privacy and functionality for modern living. At the heart of the home is a beautifully designed kitchen, complete with quartz countertops, a large center island ideal for gatherings, solid wood cabinets with soft-close features, and ample space for cooking and entertaining. The spacious primary suite offers a true retreat with a large walk-in closet and an elegant en-suite bathroom featuring a beautifully tiled walk-in shower and dual sink vanity with quartz countertops. Enjoy outdoor living in the fully fenced backyard, complete with a concrete pad perfect for BBQs and gatherings. This exceptional home combines thoughtful design and modern finishes-schedule your showing today before this gem is gone! 24-Hour Open House! Call us today for open house times! Exclusive Benefits Just for You! Enjoy peace of mind with our 12-month Home Warranty, a $500 lender credit, $100 home inspection credit.and a 12-month Satisfaction Guarantee: Love this home or we'll sell it for free*! First-time responders and military members-ask about our appreciation discount! Don't get stuck owning two homes-Buy This Home, We Will Buy Yours! Ready to discuss this incredible opportunity? Call the listing agent or visit our website for a free report on how this exclusive offer works. FHA 0% Down financing available to those who qualify. Don't miss out on your dream home-contact us today! *All products and values are subject to the buyer becoming a VIP buyer to qualify for benefits and products. Buyer and agent must agree on all terms.
Getting Around
Car-Dependent
Very Limited Transit
Very BikeableSchools
Construction
Condition
- Year built: 2025
Materials
- Roof: Asphalt
- Construction materials: Masonry - Concrete Block
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Refrigerator,Microwave,Water Heater,Stainless Steel Appliances
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Laundry
- Finished area above ground: 1,561
Heating
- Heating features: Electric
Interior Area
- Total structure area: 1,561
- Total interior livable area: 1,592 sqft
Kitchen
- Features: Open,Granite Counters
Property
Details
- Parcel number: 000000000.000001378.000
- Lease amount: 0
Features
- Stories: 1
- Fencing: Fenced
Lot
- Lot size: 9,147 sqft
- Features: Trees
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Inland Flooding
- Strong Wind
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Putnam County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,238 | $14,856 |
| Home Insurance * | $273 | $3,276 |
| Property Taxes | $285 | $3,420 |
| Electricity | $197 | $2,366 |
| Total | $1,993 | $23,916 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-02 | Price change | $255,000 |
| 2026-03-18 | Listed for sale | $269,900 |
| 2026-03-07 | Listing removed | $345,999 |
| 2026-01-10 | Price change | $345,999 |
| 2025-10-03 | Price change | $352,999 |
| 2025-08-06 | Price change | $359,999 |
| 2025-07-16 | Price change | $365,000 |
| 2025-06-19 | Listed for sale | $375,000 |
| 2024-01-22 | Sold | $40,000 |
| 2024-01-09 | Pending sale | $50,000 |
| 2024-01-03 | Listed for sale | $50,000 |
| 2023-12-21 | Listing removed | -- |
| 2023-10-28 | Price change | $52,000 |
| 2023-10-10 | Price change | $55,000 |
| 2023-09-30 | Price change | $59,500 |
| 2023-09-19 | Listed for sale | $60,000 |
| 2023-07-22 | Listing removed | -- |
| 2023-05-29 | Price change | $58,000 |
| 2023-05-09 | Price change | $60,000 |
| 2023-04-17 | Listed for sale | $70,000 |
| 2022-12-16 | Sold | $9,500 |
| 2022-12-05 | Pending sale | $13,000 |
| 2022-12-02 | Listed for sale | $13,000 |
| 2010-06-21 | Sold | $3,265 |
| 2001-06-04 | Sold | $10,000 |
For Sale by Agent
View on Zillow