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1056 BELLAMY Road, Melrose, FL, 32666

3beds
2baths
1,344sqft
$140,000
$104price/sqft
$1,127/moest. monthly cost
$45,080/yrincome needed

About This Home

This property consists of two separate parcels totaling 6.8 acres--nearly 7 acres that immediately set it apart, offering space, privacy, and long-term potential. The home itself will require updates and improvements, but it provides a solid starting point for someone looking to reshape or reimagine the property over time. What makes this offering compelling is the balance between the existing structure and the land value. With this much acreage, the opportunity goes far beyond the current footprint. This is a property for someone with vision--ready to create something more intentional in a setting that actually allows it.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

8/10
Melrose Elementary SchoolGrades PK-65.1 mi
3/10
Interlachen High SchoolGrades 7-129.4 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1990

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Other
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Microwave,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,344 sqft

Property

Details

  • Parcel number: 020923000000700131
  • Zoning description: Agricultural

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 6.89 Acres
  • Features: Agricultural

Parking

  • Parking features: Additional Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Tornado
Heat Wave
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Putnam County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$82$984
Property Taxes $141$1,692
Electricity $197$2,366
Total$1,127$13,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,640/yr
40% on housing$33,810/yr
45% on housing$30,053/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.3%
16.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$104This listing

vs Other Active Listings

Avg $/sqft

ZIP 32666$185
Putnam County$151

vs Homes Sold Last Month

Median $/sqft

ZIP 32666$212
Putnam County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-15Listed for sale$180,000

For Sale by Agent

AgentGABRIEL HERRINGTON LLC
BrokerageREAL BROKER LLC

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