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588 S COUNTY ROAD 21, Hawthorne, FL, 32640

1beds
1baths
520sqft
$224,500
$432price/sqft
$1,790/moest. monthly cost
$71,600/yrincome needed

About This Home

Located on the shores of beautiful Lake Higginbotham in Hawthorne, this adorable home offers the perfect blend of modern comfort and laid-back lake life. This like-new 1 bedroom, 1 bathroom home features 520 square feet of thoughtfully designed living space, making it the ideal weekend getaway, vacation rental, or full-time waterfront retreat. Step outside and enjoy everything this waterfront property has to offer. Lake Higginbotham is known as a great fishing lake, making it the perfect place to cast a line for bass and other freshwater species right from your own dock. The property is complete with a fantastic dock featuring a boat lift powered by two 200-watt solar panels with controllers, a separate fish cleaning station, and a storage shed for all your fishing and boating gear. Whether you're spending your mornings on the water, relaxing with sunset views, entertaining friends by the lake, or heading out for an afternoon of fishing, this property is designed to enjoy the outdoors year-round. Inside, the home feels bright, clean, and practically brand new with modern finishes and efficient use of space throughout.If you've been searching for an affordable waterfront escape with charm, functionality, and move-in ready condition, this Lake Higginbotham gem is a must-see.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
3/10
Interlachen High SchoolGrades 7-127.1 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 2022

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Cottage
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Open Floorplan
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Other
  • Cooling features: Central Air

Interior Area

  • Total structure area: 598
  • Total interior livable area: 520 sqft

Kitchen

  • Level: First
  • Area: 142.6
  • Dimensions: 11.5x12.4

Living Room

  • Level: First
  • Area: 142.6
  • Dimensions: 11.5x12.4

Primary Bedroom

  • Features: Built-in Closet
  • Level: First
  • Area: 100
  • Dimensions: 10x10

Property

Details

  • Parcel number: 021123000001820080
  • Zoning: A2
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Rear Porch
  • Exterior features: Other,Storage
  • Has view: Yes
  • View description: Water,Lake
  • Has water view: Yes
  • Water view: Water,Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Lake Privileges,Lift,Lift - Covered
  • Waterbody name: HIGGINBOTHAM LAKE

Lot

  • Lot size: 0.66 Acres
  • Features: Cleared,Landscaped

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Inland Flooding
Strong Wind
Tornado
Heat Wave
Wildfire
Tsunami

FEMA Declared Disasters in Putnam County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,135$13,620
Home Insurance *$184$2,208
Property Taxes $274$3,288
Electricity $197$2,366
Total$1,790$21,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,371/yr
40% on housing$53,700/yr
45% on housing$47,733/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.3%
16.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$432This listing

vs Other Active Listings

Avg $/sqft

ZIP 32640$151
Putnam County$151

vs Homes Sold Last Month

Median $/sqft

ZIP 32640$173
Putnam County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$224,500
2026-06-29Price change$240,000
2026-05-23Listed for sale$245,000
2021-07-08Sold$99,500
2021-06-22Pending sale$99,000
2021-05-25Price change$99,000
2021-05-18Pending sale$102,000
2021-04-26Listed for sale$102,000
2021-03-24Listing removed--
2019-05-28Sold$60,000
2019-04-22Pending sale$69,000
2019-04-08Listed for sale$69,000
2015-06-30Listing removed$85,000
2015-04-02Listed for sale$85,000
2009-07-09Sold$80,000

For Sale by Agent

AgentCalee Hinson
BrokerageCB ISAAC REALTY

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