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204 SEMINOLE Trail, Georgetown, FL, 32139

2beds
2baths
1,288sqft
$164,500
$128price/sqft
$1,484/moest. monthly cost
$59,360/yrincome needed

About This Home

Welcome to Whispering Pines. A community in Georgetown Fl where people come to live a quiet relaxed life. Lots of outdoor fun here including fishing, boating on the St. Johns River and Golfing. Nestled on 1.13 acres partly wooded and quiet, and is ready for you to make your own. This home is exempt from the HOA and has never been a member or part of the HOA. Of course if you want to be in the HOA you can always request to join. Come buy your piece of old Florida living.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1977

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Ranch
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Electric Water Heater,Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Laminate

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,623
  • Total interior livable area: 1,288 sqft

Property

Details

  • Parcel number: 051327722601500450
  • Attached to another structure: Yes
  • Zoning description: Agricultural

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Patio
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 1.21 Acres

Parking

  • Total spaces: 2
  • Parking features: Carport,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Putnam County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $831$9,972
Home Insurance *$334$4,008
Property Taxes $122$1,464
Electricity $197$2,366
Total$1,484$17,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,880/yr
40% on housing$44,520/yr
45% on housing$39,573/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.3%
16.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 32139$160
Putnam County$151

vs Homes Sold Last Month

Median $/sqft

ZIP 32139$100
Putnam County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Price change$164,500
2026-07-15Price change$167,000
2026-07-07Price change$171,000
2026-06-23Price change$185,000
2026-05-28Price change$199,000
2026-05-21Price change$244,000
2026-05-18Listed for sale$250,000
2023-04-13Sold$75,000

For Sale by Agent

AgentPriscilla Engler
BrokerageFLORIDA HOMES REALTY & MTG LLC

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