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106 SPRUCE Road, Interlachen, FL, 32148

2beds
1baths
576sqft
$119,900
$208price/sqft
$1,071/moest. monthly cost
$42,840/yrincome needed

About This Home

Escape to your own private retreat surrounded by nature and abundant wildlife in this just remodeled, manufactured home in Interlachen, Florida. Tucked away on a quiet dirt road just off paved County Road 310, this property offers the perfect balance of peaceful seclusion and everyday convenience. Inside, you'll find bright, sun-filled spaces with windows that invite in natural light, creating a warm and welcoming atmosphere. The home is equipped with a pump-fed artesian well - adding both character and functionality to this unique property. Outdoor lovers will appreciate being just minutes from the renowned Rodman Reservoir, famous for trophy largemouth bass fishing, as well as public boat access to the Ocklawaha River for endless adventures on the water. Enjoy the charm of small-town living while staying within an easy commute to Gainesville, Ocala, Palatka, and even St. Augustine for dining, shopping, and entertainment. Secure your own slice of Florida paradise today!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

2/10
3/10
Interlachen High SchoolGrades 7-125.5 mi

Construction

Condition

  • Year built: 1972

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Cooling

  • Cooling features: Split System

Interior Area

  • Total interior livable area: 576 sqft

Kitchen

  • Level: Main
  • Area: 120
  • Dimensions: 10.00 x 12.00

Living Room

  • Level: Main
  • Area: 120
  • Dimensions: 10.00 x 12.00

Master Bathroom

  • Level: Main
  • Area: 70
  • Dimensions: 7.00 x 10.00

Master Bedroom

  • Level: Main
  • Area: 90
  • Dimensions: 9.00 x 10.00

Property

Details

  • Parcel number: 111124408900500020
  • Zoning description: Agricultural

Features

  • Stories: 1

Lot

  • Lot size: 1.03 Acres

Parking

  • Parking features: Additional Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Inland Flooding
Strong Wind
Tornado
Heat Wave
Wildfire
Tsunami

FEMA Declared Disasters in Putnam County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$124$1,488
Property Taxes $144$1,728
Electricity $197$2,366
Total$1,071$12,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,720/yr
40% on housing$32,130/yr
45% on housing$28,560/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.3%
16.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 32148$94
Putnam County$151

vs Homes Sold Last Month

Median $/sqft

ZIP 32148$162
Putnam County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Listed for sale$129,900
2024-07-16Sold$20,000
2023-10-23Listing removed--
2023-10-02Listed for sale$34,900
2023-05-16Pending sale$34,900
2023-04-24Listed for sale$34,900
2019-10-14Listing removed$20,000
2019-04-12Listed for sale$20,000
2001-05-04Sold$9,000
2001-01-22Sold$9,000

For Sale by Agent

AgentSIERRA MARIE HASTINGS
BrokerageIHEART REALTY INC

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