198 PALM Drive, Georgetown, FL, 32139
About This Home
Escape to your own private riverfront retreat where relaxation and adventure come together on the beautiful St. Johns River. This tastefully updated and fully furnished 3 bedroom, 2 bath home is move in ready and ideal as a full time residence, weekend getaway or income producing VRBO/Airbnb property. Get your boat and water toys-the property features two boathouses with 3 boatslips, creating the ultimate set up for boating and fishing enthusiasts. A new 4'x20' floating dock offers easy access for kayaking, canoeing and waterfront adventures. Take in breathtaking sunsets and panoramic river views from impressive new16'x30' observation deck atop the newly build boathouse, overlooking the St. Johns River and the northeast corner of Lake George. The spacious 1,200 sq ft garage and workshop provides endless storage, hobbies and projects. Additional features include a peaceful setting on a private cul-de-sac road. This must see waterfront property is a perfect place to call home!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1969
Materials
- Roof: Metal
Type & Style
- Home type: MobileManufactured
- Property subType: Mobile Home
Interior
Appliances
- Appliances included: Dryer,Gas Oven,Gas Range,Gas Water Heater,Tankless Water Heater
- Laundry features: Electric Dryer Hookup,In Garage
Bathroom1
- Level: Main
Bathroom2
- Level: Main
Bedroom1
- Level: Main
Bedroom2
- Level: Main
Bedroom3
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Breakfast Bar,Built-in Features,Ceiling Fan(s)
- Flooring: Laminate
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Split System
Interior Area
- Total interior livable area: 1,200 sqft
Property
Details
- Parcel number: 121326065000000037
- Attached to another structure: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Porch,Screened
- Exterior features: Boat Lift,Boat Slip,Dock,Fire Pit
- Fencing: Back Yard,Chain Link
- Has view: Yes
- View description: Lake,River,Water
- Has water view: Yes
- Water view: Lake,River,Water
- On waterfront: Yes
- Waterfront features: River Front
Lot
- Features: Irregular Lot
Parking
- Parking features: Other
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Coastal Flooding
- Inland Flooding
- Strong Wind
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Putnam County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,149 | $25,788 |
| Home Insurance * | $863 | $10,356 |
| Property Taxes | $588 | $7,056 |
| Electricity | $197 | $2,366 |
| Total | $3,797 | $45,564 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-09 | Price change | $425,000 |
| 2026-06-05 | Price change | $445,000 |
| 2026-05-21 | Listed for sale | $485,000 |
| 2025-08-18 | Listing removed | $545,000 |
| 2025-05-22 | Price change | $545,000 |
| 2025-03-07 | Price change | $565,000 |
| 2025-02-18 | Listed for sale | $595,000 |
| 2022-02-17 | Sold | $295,000 |
| 2022-02-09 | Pending sale | $309,000 |
| 2022-01-24 | Contingent | $309,000 |
| 2021-11-09 | Price change | $309,000 |
| 2021-10-11 | Price change | $349,900 |
| 2021-09-21 | Listed for sale | $375,000 |
| 2018-08-07 | Sold | $120,000 |
| 2018-07-25 | Pending sale | $135,000 |
| 2018-06-19 | Listed for sale | $135,000 |
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