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101 POSSUM HOLLOW Road, Georgetown, FL, 32139

1beds
1baths
480sqft
$99,000
$206price/sqft
$970/moest. monthly cost
$38,800/yrincome needed

About This Home

Welcome to your perfect slice of Old Florida! This updated open concept room with 1BA cottage sits just across the road from Lake George/St Johns River, offering easy access to one of the area's most sought after fishing/boating destinations. Whether you're looking for a quiet escape weekend retreat/income producing rental/low maintenance affordable way to enjoy lake life, this 480sf charmer checks all the boxes. Built in 1970, it has been thoughtfully refreshed with metal roof, screened back porch, SS appliances, soft close drawers/cabinets, counter tops/kit island, carpet/vinyl laminate flooring, mini split heating/cooling, new septic system, and vinyl insulated windows. Step outside and enjoy the laid back lifestyle this location is known for. With the lake just steps away, you can spend your days fishing/boating/simply relaxing and taking in the natural beauty of the area. The managable 0.13+/-acre lot keeps maintenance minimal so you can focus more on enjoying and less on upkeep.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1970

Materials

  • Roof: Metal
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Gas Range,Microwave,Refrigerator,Tankless Water Heater,Washer
  • Laundry features: Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Kitchen Island,Primary Bathroom - Shower No Tub
  • Flooring: Carpet,Laminate,Vinyl

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric,Split System

Interior Area

  • Total interior livable area: 480 sqft

Property

Details

  • Parcel number: 121326190000100080
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Rear Porch,Screened
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake

Lot

  • Lot size: 5,662 sqft
  • Features: Corner Lot,Cul-De-Sac,Few Trees

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Putnam County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $500$6,000
Home Insurance *$201$2,412
Property Taxes $72$864
Electricity $197$2,366
Total$970$11,640
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,257/yr
40% on housing$29,100/yr
45% on housing$25,866/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.3%
16.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 32139$169
Putnam County$151

vs Homes Sold Last Month

Median $/sqft

ZIP 32139$100
Putnam County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-25Listed for sale$125,000
2021-04-27Sold$65,000
2006-03-08Sold$25,000

For Sale by Agent

AgentKAYE JONES
BrokerageMAXREV, LLC

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