1129 State Road 20, Interlachen, FL, 32148
About This Home
This property is currently tenant-occupied—please do not disturb. Originally built in 1969 as a three-bedroom, one-bathroom home. The concrete block and metal roof structure has highway frontage on State Road 20 (SR-20), which was once a rural two-lane highway located roughly halfway between Gainesville (about 28 miles west) and Palatka (approximately 15 miles east). The Town of Interlachen has recently experienced significant growth. Due to its proximity to the intersection of SR-20 and County Road 315 (CR-315), the zoning has now been updated to Commercial, General (C-3). The property includes 0.77 acres, with most of the land situated behind the structure and the neighboring building to the west (see the property's plat). There is ample usable space for additions or parking. Classified in Flood Zone X, the lot is high and dry. It’s an ideal spot for a professional office, restaurant, coffee shop, laundromat, or other creative small business. This is your chance to invest in a rapidly growing area before corporate acquisitions push values higher in Interlachen.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1969
Materials
- Foundation: Stem Wall
- Roof: Metal
- Construction materials: Block
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Range Hood
- Laundry features: Electric Dryer Hookup,Inside,Washer Hookup
Bedroom2
- Features: Built-in Closet
- Level: First
- Area: 64
- Dimensions: 8x8
Bedroom3
- Features: Built-in Closet
- Level: First
- Area: 64
- Dimensions: 8x8
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Features
- Primary Bedroom Main Floor
- Flooring: Vinyl
Great Room
- Level: First
- Area: 144
- Dimensions: 12x12
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 1,184
- Total interior livable area: 1,069 sqft
Kitchen
- Level: First
- Area: 96
- Dimensions: 8x12
Primary Bedroom
- Features: Built-in Closet
- Level: First
- Area: 64
- Dimensions: 8x8
Property
Details
- Parcel number: 151024000000800000
- Zoning: C-3
- Special condition: None
Features
- Levels: One
- Stories: 1
- Exterior features: Private Mailbox
Lot
- Lot size: 0.77 Acres
- Features: In County
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Hurricane
- Inland Flooding
- Strong Wind
- Tornado
- Heat Wave
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Putnam County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,769 | $21,228 |
| Home Insurance * | $363 | $4,356 |
| Property Taxes | $714 | $8,568 |
| Electricity | $197 | $2,366 |
| Total | $3,043 | $36,516 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-04-28 | Listed for sale | $350,000 |
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