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113 E RELLIM Drive, Palatka, FL, 32177

4beds
3baths
2,094sqft
$289,900
$138price/sqft
$2,114/moest. monthly cost
$84,560/yrincome needed

About This Home

Welcome to 113 East Rellim Drive--where space, flexibility, and comfort come together on a beautifully positioned corner lot at the end of a quiet, horseshoe-shaped subdivision in Palatka. This spacious 4-bedroom, 3-bathroom home offers approximately 2,090 square feet of living space on a generous 1/3-acre lot. Inside, you'll find a freshly painted exterior, a cozy wood-burning fireplace, and a functional layout designed for both everyday living and entertaining. The home includes two refrigerators, range, dishwasher, microwave, washer, and dryer--making it truly move-in ready. One of the standout features is the private fourth bedroom suite, located on the opposite end of the home. Complete with its own bathroom and walk-in closet, this space is perfect for a primary suite, in-law quarters, or a comfortable guest retreat. Enjoy Florida living year-round with a covered front porch and a large screened-in back porch overlooking the fenced backyard. The outdoor space also includes two sh eds, a storage room, and even a charming wishing well in the front yard. The property is nicely landscaped and features a cement driveway for added convenience. Major updates provide peace of mind, including a new roof, a new septic tank, two wells, and 2023 central heating and air system. Tucked away in a quiet setting with woods across the street, this home offers the perfect balance of privacy and convenience. You're just a short drive from everyday essentials, offered furnished or unfurnised. this home is move-in ready with just a few opportunities to add your own modern touches. Whether you're looking for space to grow, multi-generational living, or a peaceful retreat close to town, this property checks all the boxes. Please note: Some images may be virtually staged to illustrate the home's potential layoutand design possibilities

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

3/10
Palatka High SchoolGrades 7-121.3 mi

Construction

Condition

  • Year built: 1976

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Microwave,Refrigerator,Washer
  • Laundry features: In Unit

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Split Bedrooms,Walk-In Closet(s)
  • Flooring: Carpet,Laminate,Tile
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,094 sqft

Property

Details

  • Parcel number: 151026767800100070
  • Zoning description: Single Family

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Patio,Porch,Screened

Lot

  • Lot size: 0.36 Acres

Parking

  • Parking features: Circular Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Strong Wind
Tornado
Heat Wave
Wildfire
Tsunami

FEMA Declared Disasters in Putnam County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,465$17,580
Home Insurance *$323$3,876
Property Taxes $116$1,392
Electricity $210$2,528
Total$2,114$25,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,480/yr
40% on housing$63,420/yr
45% on housing$56,373/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.3%
16.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 32177$175
Putnam County$151

vs Homes Sold Last Month

Median $/sqft

ZIP 32177$171
Putnam County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Listed for sale$289,900

For Sale by Agent

AgentELLEN H HARRIS
BrokerageIHEART REALTY INC

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