114 TIMBER Lane, Palatka, FL, 32177
About This Home
The Timber Escape Tennis Court/ Pickleball court for the neighborhood! Searching for more space, less stress, and a lifestyle upgrade? This beautifully improved home is tucked away on a quiet Palatka street and offers the peace and functionality many out-of-town buyers are looking for. Recent significant upgrades set this property apart, including a new, high-quality outdoor workshop valued at approximately $30,000, perfect for storage, hobbies, or a workshop. Extensive professional concrete work enhances curb appeal, accessibility, and everyday ease, creating a polished, low-maintenance exterior. Inside, enjoy a bright, spacious layout designed for comfortable living. Outside, appreciate the extra room and quiet that make North Florida feel like a true escape. The recent price adjustment reflects these meaningful improvements. No major projects needed -- just move in and enjoy the lifestyle you came here for What's new and updated 24k Watt whole home generator Tankless water heater Concrete drive pad, shed/workshop pad, sidewalk to back porch Chimney Cap Pool pump -1 year old Sprinklers system New insulation over large bedroom Well pump and Generator
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1981
Materials
- Roof: Metal
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Refrigerator,Tankless Water Heater,Washer/Dryer Stacked
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s),Eat-in Kitchen,His and Hers Closets,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s)
- Number of fireplaces: 1
- Fireplace features: Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total interior livable area: 2,402 sqft
Kitchen
- Level: Main
Property
Details
- Parcel number: 161026804000000130
- Zoning description: Residential
Features
- Stories: 1
- Pool features: In Ground,Fenced
- Patio & porch: Covered,Deck,Front Porch,Porch,Rear Porch
Lot
- Lot size: 0.50 Acres
Parking
- Total spaces: 3
- Parking features: Additional Parking,Attached,Garage,RV Access/Parking
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 3
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Heat Wave
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Putnam County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,518 | $30,216 |
| Home Insurance * | $555 | $6,660 |
| Property Taxes | $725 | $8,700 |
| Electricity | $241 | $2,900 |
| Total | $4,039 | $48,468 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-14 | Price change | $498,000 |
| 2026-02-20 | Price change | $499,000 |
| 2026-02-03 | Price change | $509,000 |
| 2026-01-17 | Price change | $525,000 |
| 2026-01-07 | Listed for sale | $549,000 |
| 2025-09-25 | Listing removed | -- |
| 2025-09-08 | Listed for sale | $475,000 |
| 2025-08-31 | Listing removed | -- |
| 2025-08-25 | Listed for sale | $490,000 |
| 2025-08-20 | Listing removed | $510,000 |
| 2025-08-04 | Price change | $510,000 |
| 2025-05-22 | Price change | $514,900 |
| 2025-04-26 | Listed for sale | $519,900 |
| 2024-03-15 | Sold | $450,000 |
| 2024-01-23 | Pending sale | $499,900 |
| 2023-09-18 | Price change | $499,900 |
| 2023-08-18 | Price change | $509,000 |
| 2023-07-18 | Listed for sale | $519,000 |
| 2021-03-24 | Listing removed | -- |
| 2020-09-21 | Sold | $250,000 |
| 2020-08-18 | Pending sale | $258,000 |
| 2020-08-13 | Price change | $258,000 |
| 2020-08-05 | Price change | $259,000 |
| 2020-07-17 | Listed for sale | $259,999 |
| 2019-03-25 | Sold | $172,000 |
| 2018-04-02 | Listing removed | $229,900 |
| 2018-03-28 | Listed for sale | $229,900 |
For Sale by Agent
View on Zillow