120 ASHLEY LAKE Drive, Melrose, FL, 32666
About This Home
A rare find meticulously maintained home on an acre of land nestled in a quiet serene community!! This immaculate 2-bedroom, 2-bathroom charmer is completely move-in ready! As you step inside, you'll be captivated by this open concept floor plan that brings the living room, dining room, kitchen and family together for easy everyday living. The modern kitchen features stainless-steel appliances, a large middle island, and a bar. The split private bedrooms have their own designated bathroom with the guest bathroom also offering direct access to the Florida room and primary bathroom also offering direct access to the garage. The family room features a double-sided fireplace that is shared with the primary bedroom. Outdoor living shines with the beautifully designed screened-in Florida room enclosure. Here you will find extra space for simply relaxing or entertaining guests including the soothing hot tub and outdoor lighting that creates a true backyard oasis. The backyard is completely fenced in and has a storage shed. Peace of mind for years to come with a metal roof and new HVAC system. Plenty of room for your vehicles, boat, RV or jet ski. The low HOA dues provide access to the community gated pavilion area on the lake. This home shows like a model an absolute must see and be prepared to fall in love upon arrival!!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1997
Materials
- Roof: Metal
- Construction materials: Block,Brick Veneer,Fiber Cement
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Ice Maker,Microwave,Refrigerator
- Laundry features: In Garage,Washer Hookup
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer,Kitchen Island,Open Floorplan,Pantry,Primary Bathroom - Shower No Tub,Split Bedrooms,Vaulted Ceiling(s),Walk-In Closet(s)
- Flooring: Carpet,Vinyl
- Fireplace features: Double Sided,Gas
- Fireplace: Yes
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,727 sqft
Property
Details
- Parcel number: 170923010000700080
- Zoning description: Agricultural
Features
- Levels: One
- Stories: 1
- Patio & porch: Front Porch,Screened,Side Porch
- Fencing: Back Yard,Chain Link
Lot
- Lot size: 1 Acres
- Features: Cleared
Parking
- Total spaces: 2
- Parking features: Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Inland Flooding
- Lightning
- Tornado
- Heat Wave
- Strong Wind
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Putnam County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,790 | $21,480 |
| Home Insurance * | $207 | $2,484 |
| Property Taxes | $151 | $1,812 |
| Electricity | $197 | $2,366 |
| Total | $2,345 | $28,140 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-06 | Price change | $387,000 |
| 2026-01-06 | Price change | $395,000 |
| 2025-12-01 | Listed for sale | $410,000 |
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