See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

131 Riley Lake Dr, Hawthorne, FL, 32640

5beds
4baths
3,107sqft
$639,000
$206price/sqft
$4,840/moest. monthly cost
$193,600/yrincome needed

About This Home

Welcome home! This stunning 8.4-acre property features a beautifully remodeled main house with 3 bedrooms and 2 bathrooms, complete with an upstairs balcony and a spacious 2-car garage. Plus, there's a charming 3/2 detached mother-in-law suite that includes a drive-through garage. Enjoy a bountiful harvest from a variety of fruit trees, including lemon, key lime, Satsuma, tangerine, blueberry, grapes, bananas, figs, pears, mulberries, peaches, papaya, pineapple, dates, cassava-yuca, plums, loquats, and more! With two RV hookups and access to Star Lake for full boat access. This property offers both convenience and outdoor adventure. Both homes are equipped with whole-home generators for added peace of mind. Don’t miss out on all this property has to offer! Schedule your private tour today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
3/10
Interlachen High SchoolGrades 7-1211.5 mi

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher
  • Laundry features: Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Level: First

Features

  • High Ceilings
  • Flooring: Luxury Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,000
  • Total interior livable area: 3,107 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Features: Built-in Closet
  • Level: First

Property

Details

  • Parcel number: 191123880200000002
  • Zoning: SINGLE FAM
  • Special condition: None

Features

  • Levels: Multi/Split
  • Exterior features: Balcony
  • Waterfront features: Lake Privileges

Lot

  • Lot size: 8.85 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Putnam County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,231$38,772
Home Insurance *$525$6,300
Property Taxes $772$9,264
Electricity $312$3,752
Total$4,840$58,080
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$165,942/yr
40% on housing$145,200/yr
45% on housing$129,066/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.3%
16.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 32640$148
Putnam County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 32640$173
Putnam County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-01Price change$639,000
2025-06-23Price change$649,000
2025-03-16Price change$699,000
2025-01-29Price change$774,000
2024-09-23Listed for sale$799,000
2005-02-10Sold$50,000

For Sale by Agent

AgentMatthew Rascovich
BrokerageSTAR BAY REALTY CORP.

Similar Homes