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282 Riley Lake Dr, Hawthorne, FL, 32640

3beds
2baths
2,045sqft
$639,000
$312price/sqft
$4,843/moest. monthly cost
$193,720/yrincome needed

About This Home

STAR LAKE - Retire to or vacation in your dream lakefront oasis on the serene shores of Star Lake in Hawthorne! Ask about purchasing fully furnished! With just over 100’ lake frontage with a desirable long view of the lake and sunsets to the west, including a dock you can relax on, or fish from, it is sure to please. This home is a stunning custom built 2045 sq ft, 3 bd/2bath A-Frame home sitting on .70 acres with spectacular views of beautiful Star Lake. Star Lake is a private lake in the Star Lake Forest Community with an option to join the HOA for $50 dues/year. Star Lake is a spring fed private lake known for its sandy bottom, great fishing and swimming. This all glass-front A-Frame facing the lake, has soaring unobstructed lake views from either the living room or interior large balcony upstairs. The home has full 2” milled tongue and groove ceilings with dark stained beams that reach 30 ft height to the peak in the living room. The home has 3 large bedrooms and 2 large baths and a separate room that can be used for dining or an office. The open concept home has been completely remodeled. The Kitchen has new Frigidaire Gallery appliances, granite countertops, and cabinets. The down-stairs floors are laminate. Professionally painted inside and outside.. A new foam panel insulated black metal roof was installed. The monthly power bills have been consistently low (Clay Electric). The second floor master bedroom and balcony have original solid tongue and groove solid hardwood flooring. Large balcony area boasts large glass dormers facing east and west. Master suite on second floor is large with beamed ceilings and built in bookshelves. Master bath has built in shelves for linens. All windows are Anderson. The balcony and stairs have beautiful wrought iron railings. Two ice cold a/c units for the downstairs and upstairs installed 2010 and second a/c in 2016. Home has a large front deck with 2 large sliders lakeside, and deck at the front entrance. Both decks have Trex composite decking. Laundry closet located in center hallway on main floor. The property also has an octagonal shed that is roughly 120 sq ft. Pergola outside west door. The road side of home is heavily wooded, giving home privacy, and giving the property old Florida charm with dripping “Spanish moss” and abundant wildlife. The home is surrounded by site-built homes. Star Lake Forest is a community of 3 separate lakes, Star, Riley, and Blue Lake. Star Lake has 234 acres. Unlike some lakes, Star Lake is historically a VERY STABLE lake and fluctuates no more than 1-2 ft average. The optional HOA affords opportunities to meet your neighbors with several gatherings each year on the commons lot which is owned by HOA members. The HOA works to improve the community's lakes and roadways in many ways. There are picnic tables on the commons lot and a concrete boat ramp, in which the locked gate is keyed for HOA members only. The lake and shoreline are a birding paradise which includes a large eagles nest with successful offspring. Some residents enjoy golf cart rides around the 3 lakes. Putnam and Alachua Counties have land conservation programs in which some of these properties are close to the Star Lake Forest neighborhood ensuring land remaining natural. Hawthorne has a natural wooded bike path to Gainesville. It is part of the Gainesville-Hawthorne State Trail. Furthermore, a natural ‘jewel’, the Sweetwater Wetlands Park, a world renowned birding hot spot and man-made enhancement wetland, open 365 days a year. The property is simply stunning, a must see, and move-in ready. The home is currently and successfully in the vacation rental business which may be transferred to new owner. Ask for details. If interested, please leave a msg or text at the cell number below.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
3/10
Interlachen High SchoolGrades 7-1211.9 mi

Construction

Condition

  • Year built: 1992

Materials

  • Roof: Metal
  • Construction materials: wood frame

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range / Oven,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Tile,Hardwood,Laminate

Heating & Cooling

  • Heating features: Heat pump,Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,045 sqft

Property

Details

  • Parcel number: 191123880200000700

Features

  • Exterior features: Wood,Metal
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes

Lot

  • Lot size: 0.70 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Putnam County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,231$38,772
Home Insurance *$525$6,300
Property Taxes $882$10,584
Electricity $205$2,469
Total$4,843$58,116
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$166,045/yr
40% on housing$145,290/yr
45% on housing$129,146/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.3%
16.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$312This listing

vs Other Active Listings

Avg $/sqft

ZIP 32640$145
Putnam County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 32640$173
Putnam County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-03Price change$639,000
2025-10-25Listed for sale$599,000
2025-10-15Listing removed$615,000
2025-09-16Price change$615,000
2025-06-02Price change$624,900
2025-04-15Listed for sale$639,900
2025-04-01Listing removed$649,900
2025-01-06Listed for sale$649,900
2025-01-06Listing removed--
2024-12-07Listed for sale$665,000
2024-06-22Listing removed$644,000
2024-05-22Price change$644,000
2024-02-28Listed for sale$649,000
2024-02-24Listing removed--
2023-09-05Listed for sale$680,000
2023-08-24Listing removed--
2023-07-13Listed for sale$739,900
2022-12-16Sold$320,000

For Sale by Owner

AgentProperty Owner

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