125 FLORADANDY Road, Hawthorne, FL, 32640
About This Home
Experience some of the most breathtaking lake views imaginable from this beautiful turnkey cottage on sought-after Lake McMeekin. Nestled along approximately 75 feet of pristine waterfront on this stable 100-acre private lake, this charming 1-bedroom, studio-style home offers an inviting open-concept floor plan designed to maximize natural light and showcase stunning water views. Whether you're searching for the perfect second lakefront retreat, a full-time residence, or a highly desirable vacation rental/Airbnb opportunity, this property offers exceptional versatility and value. The home has seen extensive improvements, including a metal roof, updated doors and windows, a beautifully screened lanai, granite countertops, shower, a refreshed dock, new shutters and blinds, added water softener, and fencing. Outside, you'll also find an oversized storage shed/workshop, offering plenty of room for equipment, or lake toys. Both Gainesville and Palatka are a short drive. Call today to tour!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 2005
Materials
- Construction materials: Composition Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator,Water Softener Owned
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Tile
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total interior livable area: 750 sqft
Property
Details
- Parcel number: 281023000001300110
Features
- Levels: One
- Stories: 1
- Fencing: Chain Link
- Has view: Yes
- View description: Lake,Water
- Has water view: Yes
- Water view: Lake,Water
- On waterfront: Yes
- Waterfront features: Lake Front
Lot
- Lot size: 1.35 Acres
- Features: Agricultural
Parking
- Parking features: Other
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Hurricane
- Strong Wind
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Putnam County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,491 | $17,892 |
| Home Insurance * | $242 | $2,904 |
| Property Taxes | $437 | $5,244 |
| Electricity | $197 | $2,366 |
| Total | $2,367 | $28,404 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Listed for sale | $295,000 |
| 2020-09-15 | Sold | $205,000 |
| 2020-08-17 | Pending sale | $198,500 |
| 2020-08-10 | Listed for sale | $198,500 |
| 2017-06-30 | Sold | $149,900 |
| 2017-04-27 | Listed for sale | $149,900 |
| 2016-11-29 | Listing removed | $154,900 |
| 2016-10-24 | Price change | $154,900 |
| 2016-08-30 | Price change | $159,900 |
| 2016-08-19 | Listed for sale | $166,000 |
| 2016-07-12 | Listing removed | $166,000 |
| 2016-06-01 | Listed for sale | $166,000 |
| 2001-08-29 | Sold | $53,000 |
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