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130 PRICE Street, Palatka, FL, 32177

3beds
2baths
1,440sqft
$193,000
$134price/sqft
$1,653/moest. monthly cost
$66,120/yrincome needed

About This Home

Charming 1920 farmhouse-style home full of character and set on a spacious 1/2 acre lot! This 3-bedroom, 2 bath residence offers timeless appeal with mature oak tress providing shade and a picturesque setting. Enjoy relaxing mornings on the large covered front porch, perfect for rocking chairs and quiet country living. Inside, you'll find a functional layout featuring a separate dining room ideal for gatherings and everyday meals. The home offers a blend of vintage charm and comfortable living space, with plenty of potential to make it your own. Outside, the covered carport provides convenient parking and protection from the elements, while the expansive yard offers endless possibilities for gardening, entertaining, or simply enjoying the peaceful surroundings. Don't miss this opportunity to own a piece of history with the room to grow-schedule your showing today! HUD Case #091-767804. Proof of funds required before negotiations.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

3/10
Palatka High SchoolGrades 7-129.2 mi

Construction

Condition

  • Year built: 1920

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,440 sqft

Property

Details

  • Parcel number: 300827075002400060
  • Zoning description: Residential

Features

  • Stories: 1

Lot

  • Lot size: 0.51 Acres

Parking

  • Total spaces: 2
  • Parking features: Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Putnam County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $975$11,700
Home Insurance *$215$2,580
Property Taxes $266$3,192
Electricity $197$2,366
Total$1,653$19,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,674/yr
40% on housing$49,590/yr
45% on housing$44,080/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.3%
16.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$134This listing

vs Other Active Listings

Avg $/sqft

ZIP 32177$176
Putnam County$151

vs Homes Sold Last Month

Median $/sqft

ZIP 32177$171
Putnam County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-25Listed for sale$193,000
2026-03-06Sold$102,800
2026-02-11Listed for sale$80,000
2025-08-05Listing removed$239,000
2025-06-27Price change$239,000
2025-05-15Listed for sale$249,000
2023-12-05Listing removed$249,900
2023-10-30Price change$249,900
2023-10-12Listed for sale$259,900
2022-10-14Sold$210,000
2016-09-22Sold$14,500
2016-08-18Listed for sale--
2001-11-02Sold$60,200

For Sale by Agent

AgentJEANIE BENNETT
BrokerageCOLDWELL BANKER BEN BATES INC

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