517 S PROSPECT Street, Crescent City, FL, 32112
About This Home
Set above the shores of Crescent Lake, this historic residence, originally known as The Williams Home and later as the Mary-Edward Inn, offers a rare blend of legacy and livability. Built in the 1800s and once operated as a bed-and-breakfast, the property carries a presence shaped by generations drawn to the lake's quiet rhythm. Now configured with five bedrooms plus a dedicated office, the home has been thoughtfully updated with a renovated kitchen and modernized baths, balancing everyday comfort with the preservation of architectural character. Positioned high on a bluff overlooking a lake connected to the St. Johns River, the setting offers expansive sunrise vistas, freshwater views, private water access, and a distinctly unhurried Florida lifestyle. A property defined not just by its history, but by the experience it continues to offer.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1875
Materials
- Roof: Metal
- Construction materials: Brick Veneer,Fiber Cement
Type & Style
- Home type: SingleFamily
- Architectural style: Historic
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Electric Oven,Electric Range,Freezer,Gas Range,Microwave,Refrigerator,Washer,Wine Cooler
- Laundry features: Electric Dryer Hookup,Lower Level,Washer Hookup
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 6
- Full bathrooms: 5
- 1/2 bathrooms: 1
Features
- Built-in Features,Ceiling Fan(s),Entrance Foyer,Guest Suite,Kitchen Island,Pantry,Primary Bathroom -Tub with Separate Shower,Master Downstairs,Split Bedrooms,Vaulted Ceiling(s),Walk-In Closet(s)
- Flooring: Wood
- Number of fireplaces: 1
- Fireplace features: Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total interior livable area: 4,028 sqft
Property
Details
- Parcel number: 301228000001500020
- Zoning description: Residential
Features
- Levels: Two
- Stories: 2
- Pool features: Above Ground
- Patio & porch: Covered,Deck,Front Porch,Porch,Rear Porch
- Exterior features: Boat Lift,Boat Slip,Dock,Fire Pit
- Fencing: Vinyl
- Has view: Yes
- View description: Lake,Water
- Has water view: Yes
- Water view: Lake,Water
- On waterfront: Yes
- Waterfront features: Lake Front,Navigable Water,Ocean Access,River Access,Seawall
Lot
- Lot size: 0.83 Acres
- Features: Dead End Street,Easement Access
Parking
- Total spaces: 2
- Parking features: Attached Carport,Carport,Circular Driveway,Detached,Detached Carport,Off Street
- Covered spaces: 2
- Has uncovered spaces: Yes
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Inland Flooding
- Strong Wind
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Putnam County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,826 | $81,912 |
| Home Insurance * | $769 | $9,228 |
| Property Taxes | $1,435 | $17,220 |
| Electricity | $405 | $4,864 |
| Total | $9,435 | $113,220 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-02 | Listed for sale | $1,350,000 |
| 2026-02-01 | Listing removed | $1,450,000 |
| 2025-08-27 | Listed for sale | $1,450,000 |
| 2020-06-09 | Sold | $484,400 |
| 2017-03-31 | Sold | $500,000 |
| 2017-03-20 | Pending sale | $549,900 |
| 2016-12-08 | Listed for sale | $549,900 |
| 2014-08-28 | Listing removed | $650,000 |
| 2014-04-03 | Price change | $650,000 |
| 2014-03-25 | Price change | $750,000 |
| 2014-03-20 | Price change | $650,000 |
| 2014-03-01 | Price change | $750,000 |
| 2014-02-27 | Price change | $650,000 |
| 2014-02-14 | Price change | $750,000 |
| 2014-02-12 | Price change | $650,000 |
| 2013-10-03 | Price change | $750,000 |
| 2013-09-29 | Listed for sale | $600,000 |
| 2012-05-16 | Listing removed | $620,000 |
| 2011-11-18 | Listed for sale | $620,000 |
| 2001-12-13 | Sold | $299,900 |
For Sale by Agent
View on Zillow