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216 N SUMMIT Street, Crescent City, FL, 32112

1beds
2baths
1,172sqft
$175,000
$149price/sqft
$1,327/moest. monthly cost
$53,080/yrincome needed

About This Home

Opportunity meets location in the heart of Crescent City, Florida! Situated on a main road with great visibility, this 2-story wood-frame home sits on a spacious 0.32-acre lot and features valuable GC-1 commercial zoning--offering flexibility for residential, business, or mixed-use potential. With renovations already in progress, this property is ready for its next chapter. The main home features a spacious upstairs bedroom with two walk-in closets, a remodeled bathroom, restored wood floors, and abundant natural light. The home is functional, while the downstairs remains partially renovated with finishing touches needed--making it ideal for a buyer ready to bring their vision to life. The kitchen has been opened to the living area, creating an open-concept space with a large island-centered layout framed and ready for completion--perfect for entertaining or business. Outside, the property offers:**A large yard ideal for gardening, entertaining, Outside, the property also offers: **A detached structure in progress, planned as a 1 bed / 1 bath cottage with kitchenette (materials onsite) **A 4-car garage with a newer roof (structure requires repair due to wood rot) **Located just a few blocks from Lake Stella (swimming) and Lake Crescent (boating), and along a route where local festivals and parades pass by, this property combines small-town charm with strong visibility and opportunity. This is a project property with solid potential--ideal for investors, contractors, or buyers looking to create a live/work or income-producing space! Property includes a large installed mini-split system for cooling (One unit downstairs & one upstairs).

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
64
BikeBikeable

Schools

Construction

Condition

  • Property condition: Fixer
  • Year built: 1920

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Range,Microwave,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • His and Hers Closets,Open Floorplan,Primary Bathroom - Tub with Shower,Walk-In Closet(s)
  • Flooring: Wood

Heating & Cooling

  • Heating features: None
  • Cooling features: Split System

Interior Area

  • Total interior livable area: 1,172 sqft

Property

Details

  • Parcel number: 301228175002700032
  • Zoning description: Commercial

Features

  • Levels: Two
  • Stories: 2
  • Fencing: Fenced,Back Yard,Wood
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 0.32 Acres
  • Features: Historic Area

Parking

  • Total spaces: 4
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Putnam County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$99$1,188
Property Taxes $147$1,764
Electricity $197$2,366
Total$1,327$15,924
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,497/yr
40% on housing$39,810/yr
45% on housing$35,386/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.3%
16.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 32112$155
Putnam County$151

vs Homes Sold Last Month

Median $/sqft

ZIP 32112$189
Putnam County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-13Listed for sale$175,000
2013-07-15Sold$49,900
2013-02-09Price change$54,900
2012-11-14Price change$59,900
2012-06-02Listed for sale$64,900
2012-03-24Listing removed$72,900
2012-01-24Listed for sale$72,900

For Sale by Agent

AgentJACKLYN MACKINNON
BrokerageST JOHNS REALTY AND MANAGEMENT LLC

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