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123 Lake Mason Trl, Hawthorne, FL, 32640

5beds
3baths
2,563sqft
$1,097,000
$428price/sqft
$8,220/moest. monthly cost
$328,800/yrincome needed

About This Home

One or more photo(s) has been virtually staged. This exceptional 43+ acre lakefront estate on Lake Mason offers a rare opportunity to own a private North Florida retreat surrounded by natural beauty. With extensive shoreline along the lake, the property provides an ideal setting for boating, swimming, fishing, and year-round outdoor recreation while enjoying peaceful water views. The home is designed to capture the landscape with soaring cathedral ceilings and dramatic three-story windows that bring in abundant natural light and frame the lake and forest beyond. The spacious layout includes five bedrooms and three bathrooms, with a bathroom conveniently located on each level. The open kitchen and living area create a welcoming central gathering space and flow directly to large first- and second-floor decks overlooking the lake, offering excellent outdoor living areas for relaxing, entertaining, and taking in the surrounding scenery. A beautiful built-in fireplace provides warmth and character during cooler months, while the private dock allows easy access for boating, jet skis, and other water activities. The land itself is truly distinctive. Much of the acreage consists of native longleaf pine forest, one of the Southeast’s most important and increasingly rare ecosystems. Longleaf pine forests once dominated the southeastern coastal plain but now remain only in limited areas due to development and historic harvesting. These forests support a unique ecological community and provide valuable habitat for native wildlife. The property’s healthy forest canopy and proximity to the lake create excellent conditions for wildlife and native plants. Sightings may include bald eagles, sandhill cranes, fox squirrels, gopher tortoises, and other native species, making the land particularly appealing for outdoor recreation, hunting, birdwatching, and nature observation. Recent improvements include new Hardie board siding, a rebuilt composite deck, updated deck handrails, new Andersen windows in the bedrooms and kitchen, new kitchen appliances, and a refurbished and extended dock, enhancing both comfort and functionality. The property has been actively stewarded through responsible forest management practices and participation in agricultural and conservation efforts that support the longleaf ecosystem. Professional forestry management and controlled burns have helped maintain the health of the forest while reducing wildfire risk and encouraging native plant growth. Located just minutes from Melrose and Keystone Heights, and within an easy commute to Gainesville and the University of Florida, the property offers a rare balance of privacy, natural surroundings, and convenient access to nearby communities. This unique lakefront property combines acreage, water access, and a rare native forest ecosystem, creating exceptional possibilities for recreation, retreat, or private estate living.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
3/10
Interlachen High SchoolGrades 7-125.8 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 1982

Materials

  • Foundation: Basement,Block
  • Roof: Metal
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Inside

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom1

  • Level: Basement

Bathroom2

  • Level: First

Bathroom3

  • Level: Second

Bedroom1

  • Features: Built-in Closet
  • Level: Basement

Bedroom2

  • Features: Built-in Closet
  • Level: First

Bedroom3

  • Features: Built-in Closet
  • Level: First

Bedroom4

  • Features: Built-in Closet
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Built-in Features,Cathedral Ceiling(s),Ceiling Fan(s),Eating Space In Kitchen,High Ceilings,Stone Counters,Thermostat
  • Flooring: Ceramic Tile,Hardwood
  • Fireplace features: Basement,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,705
  • Total interior livable area: 2,563 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Built-in Closet
  • Level: Second

Property

Details

  • Parcel number: 340923000001010000
  • Zoning: AG
  • Special condition: None

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Covered,Deck,Patio
  • Exterior features: Fire Pit,Irrigation System,Private Entrance
  • Has view: Yes
  • View description: Water,Lake
  • Has water view: Yes
  • Water view: Water,Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Lake Privileges,Boat Ramp - Private

Lot

  • Lot size: 43.51 Acres
  • Features: Private

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Tornado
Heat Wave
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Putnam County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,547$66,564
Home Insurance *$901$10,812
Property Taxes $1,515$18,180
Electricity $257$3,095
Total$8,220$98,640
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$281,828/yr
40% on housing$246,600/yr
45% on housing$219,200/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.3%
16.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$428This listing

vs Other Active Listings

Avg $/sqft

ZIP 32640$142
Putnam County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 32640$173
Putnam County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-14Listed for sale$1,150,000

For Sale by Agent

AgentLisa Becks
BrokerageFLORIDA HOMES REALTY & MORTGAGE

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