130 Cedar Creek Rd, Palatka, FL, 32177
About This Home
Endless Opportunities on the St. Johns River! Weekend get-away, Airbnb, Guest or In-law suite. Main home has 3 bedrooms/1 Bath with open floor plan, updated large kitchen, tons of light with a lanai overlooking the river, gorgeous views, patio for grilling a great place to relax. Separate living area is a 1 bedroom/1 bath, office, and kitchen. Property also has a shed, two covered parking areas, RV hook-up with 50-amp service, dock, and boat house with lift. Seller is willing to let the pontoon boat stay. Stunning views of rainbows, sunrises, and full moon over the St. Johns River. Come enjoy River Life where you can swim, fish, boat, and relax.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1964
Materials
- Foundation: Slab
- Roof: Metal
- Construction materials: Frame,Concrete Fiber Board
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- In-Law Floorplan,Ceiling Fan(s)
- Flooring: Tile
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,451
- Total interior livable area: 1,451 sqft
Master Bathroom
- Features: Shower Only
Master Bedroom
- Level: First
Property
Details
- Parcel number: 350827000000800000
- Zoning: R-1
Features
- Stories: 1
- Entry location: Ground Level
- Patio & porch: Screened Porch
- Exterior features: Private Dock,Dock
- Fencing: Partial
- On waterfront: Yes
- Waterfront features: River Front,Waterfront,River,Seawall,Navigable Water
Lot
- Lot size: 0.86 Acres
- Features: Rural,Paved,Regular,1/2 to 1 Acre
Parking
- Parking features: Carport
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Coastal Flooding
- Inland Flooding
- Strong Wind
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Putnam County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,730 | $32,760 |
| Home Insurance * | $601 | $7,212 |
| Property Taxes | $607 | $7,284 |
| Electricity | $197 | $2,366 |
| Total | $4,135 | $49,620 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Price change | $565,000 |
| 2026-01-22 | Listed for sale | $575,000 |
| 2025-07-01 | Listing removed | $549,999 |
| 2025-04-25 | Price change | $549,999 |
| 2025-03-11 | Price change | $560,000 |
| 2025-02-15 | Price change | $575,000 |
| 2025-01-12 | Price change | $590,000 |
| 2024-12-13 | Listed for sale | $615,000 |
| 2022-03-31 | Sold | $450,000 |
| 2022-02-20 | Pending sale | $449,500 |
| 2022-02-04 | Contingent | $449,500 |
| 2022-02-02 | Listed for sale | $449,500 |
| 2012-06-28 | Listing removed | $299,900 |
| 2012-06-12 | Listed for sale | $299,900 |
| 2012-03-15 | Sold | $155,000 |
| 2011-10-26 | Price change | $179,800 |
| 2011-07-13 | Price change | $199,800 |
| 2011-04-05 | Price change | $209,900 |
| 2011-02-07 | Listed for sale | $299,900 |
| 2007-11-30 | Listing removed | $575,000 |
| 2007-11-14 | Listed for sale | $575,000 |
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