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124 Neal Rd, Hawthorne, FL, 32640

3beds
3baths
1,703sqft
$595,000
$349price/sqft
$3,961/moest. monthly cost
$158,440/yrincome needed

About This Home

Welcome to this beautiful 3-bedroom, 2-bath home set on 19.43 fully fenced acres, offering privacy, functionality, and the perfect mix of comfort and country living. Inside, the home features a desirable split floor plan the home is 1,354 sqft with a fully enclosed front porch that is 284.41 and a laundry roof 64.8 sqft this home is also equip with stainless steel appliances and spacious living areas. The property includes a 2 &1 car garage, a carport, and a large shop with A/C and a half bath. Ideal for projects, storage, or hobbies. A powerful propane generator provides full-property backup and is strong enough to run heavy equipment, including welders, even in the back garage. Outdoors, this property is designed for both relaxation and practicality. You’ll find a welcoming front porch, a wrap-around deck, and a screened lanai, along with an outdoor kitchen, fire pit, and shower. Maintained trails wind through the acreage, and private gated entrances ensure peace of mind. For added convenience, the property includes a second well and septic system as well as RV hookups, making it perfect for guests,extended family, or travel enthusiasts. Every building is equipped with electricity, adding to the versatility of this incredible estate. This unique property is ready to welcome its next owners who value space, self-sufficiency, and the beauty of the outdoors. All measurements and legal description to be verified

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
3/10
Interlachen High SchoolGrades 7-126.4 mi

Construction

Condition

  • Year built: 1995

Materials

  • Roof: Metal
  • Construction materials: Frame,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s)
  • Window features: Skylight(s)
  • Flooring: Carpet,Tile,Wood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,703
  • Total interior livable area: 1,703 sqft

Master Bathroom

  • Features: Shower Only

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 351023000003400000
  • Zoning: AG AG

Features

  • Levels: Split
  • Stories: 1
  • Entry location: Ground Level
  • Patio & porch: Screened Porch
  • Exterior features: Well
  • Fencing: Full

Lot

  • Lot size: 19.43 Acres
  • Features: Wooded,1+ Acres

Parking

  • Total spaces: 6
  • Parking features: 2 Car Carport,4 Car Garage,Detached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 6
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Inland Flooding
Strong Wind
Tornado
Heat Wave
Wildfire
Tsunami

FEMA Declared Disasters in Putnam County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,008$36,096
Home Insurance *$489$5,868
Property Taxes $267$3,204
Electricity $197$2,366
Total$3,961$47,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,805/yr
40% on housing$118,830/yr
45% on housing$105,626/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.3%
16.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$349This listing

vs Other Active Listings

Avg $/sqft

ZIP 32640$145
Putnam County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 32640$173
Putnam County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-03Price change$595,000
2026-06-01Price change$625,000
2026-01-12Price change$675,000
2025-09-30Listed for sale$745,000
2017-09-19Sold$304,000
2017-08-24Pending sale$314,000
2017-08-07Listed for sale$314,000

For Sale by Agent

AgentJamie Deihl
BrokerageWatson Realty Corp (A1A)

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