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145 MAGNOLIA Trail, Satsuma, FL, 32189

2beds
2baths
960sqft
$199,000
$207price/sqft
$1,545/moest. monthly cost
$61,800/yrincome needed

About This Home

Waterfront Retreat in Satsuma - Double Lot with Boat Slips & RV Hookup! Welcome to your slice of Old Florida charm! This well-maintained 1971 manufactured home offers 960 sq ft of comfortable living space featuring 2 bedrooms and 2 bathrooms, perfectly situated on a spacious .35-acre double lot. Features: Chain-link fenced backyard, ideal for pets, storage or entertaining; Two private boat slips, including one covered slip with electric lift; Dock equipped with water and electricity, ready for a future fish cleaning station; Water access to Dunns Creek, leading to the scenic St. Johns River and all the way out to the Atlantic - a boater's dream!; Separate RV hookup complete with private septic, water connection, electric service. Interior highlights beautiful pinewood flooring throughout, new tile flooring in the kitchen and kitchen appliances convey including refrigerator, electric stove, new dishwasher; Separate outdoor laundry room with washer and dryer included. Whether you're looking for a full-time residence, weekend getaway, fishing retreat, or investment opportunity, this waterfront property offers incredible versatility and access to some of Florida's best boating and fishing waters.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

3/10
Palatka High SchoolGrades 7-125.1 mi

Construction

Condition

  • Year built: 1971

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Other
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Oven,Electric Water Heater,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Primary Bathroom - Tub with Shower
  • Flooring: Tile,Wood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 960 sqft

Property

Details

  • Parcel number: 361026000000000200
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Boat Lift,Boat Slip,Dock
  • Fencing: Back Yard,Chain Link
  • Has view: Yes
  • View description: Canal,River,Water
  • Has water view: Yes
  • Water view: Canal,River,Water
  • On waterfront: Yes
  • Waterfront features: Canal Front,Navigable Water,River Access

Lot

  • Lot size: 0.35 Acres
  • Features: Few Trees

Parking

  • Total spaces: 2
  • Parking features: Carport,Covered,RV Access/Parking
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Lightning
Tornado
Heat Wave
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Putnam County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$121$1,452
Property Taxes $221$2,652
Electricity $197$2,366
Total$1,545$18,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,971/yr
40% on housing$46,350/yr
45% on housing$41,200/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.3%
16.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$207This listing

vs Other Active Listings

Avg $/sqft

ZIP 32189$107
Putnam County$151

vs Homes Sold Last Month

Median $/sqft

ZIP 32189$196
Putnam County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-18Listed for sale$219,000
2026-02-26Pending sale$219,000
2026-02-23Listed for sale$219,000
2026-01-18Listing removed$229,000
2025-07-26Price change$229,000
2025-05-31Price change$249,000
2025-03-10Price change$260,000
2025-01-18Listed for sale$275,000
2019-09-09Sold$79,000
2019-08-24Pending sale$99,900
2019-07-03Listed for sale$99,900
2019-04-12Sold$88,300
2019-03-27Pending sale$89,900
2019-02-11Price change$89,900
2019-01-12Price change$94,900
2018-11-27Price change$99,900
2018-09-21Listed for sale$104,900

For Sale by Agent

AgentTERESA ROBERTSON
BrokerageHORIZONS REALTY INC

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