109 Kingsley St E, East Palatka, FL, 32131
About This Home
?? Investor Special – Huge Potential in East Palatka! ?? Opportunity is knocking! This home at 109 Kingsley St E, East Palatka offers approximately 1,292 sq. ft. on a 0.53-acre lot, giving you plenty of room to renovate, expand, or create your next investment property. Built in 1966, it’s the perfect project for investors, flippers, or anyone looking to build equity. (Zillow?) ? Large half-acre lot ? Quiet East Palatka location ? Great investment or fixer-upper opportunity ? Plenty of space for boats, trailers, or future improvements Whether you’re looking for your next flip, rental property, or a place to customize into your dream home, this property has tons of potential. ?? Message today for more information or to schedule a showing. Opportunities like this don’t last long!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1966
Type & Style
- Home type: SingleFamily
Interior
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Heating & Cooling
- Heating features: Heat pump
- Cooling features: Central
Interior Area
- Total interior livable area: 1,292 sqft
Property
Details
- Parcel number: 370927000007400000
Features
- Exterior features: Cement / Concrete
Lot
- Lot size: 0.53 Acres
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Coastal Flooding
- Cold Wave
- Inland Flooding
- Strong Wind
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Putnam County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,289 | $15,468 |
| Home Insurance * | $164 | $1,968 |
| Property Taxes | $374 | $4,488 |
| Electricity | $197 | $2,366 |
| Total | $2,024 | $24,288 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-17 | Price change | $255,000 |
| 2026-06-10 | Listed for sale | $272,000 |
View on Zillow