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157 W Grandview Dr E, East Palatka, FL, 32131

4beds
4baths
3,092sqft
$898,000
$290price/sqft
$6,644/moest. monthly cost
$265,760/yrincome needed

About This Home

Imagine pulling onto 1.63 private acres, the St. Johns River stretching wide across the back of the property and roughly 265 feet of shoreline that's yours alone. Step inside and 3,092 square feet open up around you. With four generous bedrooms and three full baths, the floor plan has a natural rhythm -- a private primary retreat at one end and room for the kids or guests to have their own wing at the other, so no one's ever tripping over each other. Out back is where life here happens. The pool invites long Florida afternoons and easy entertaining, while the river beyond sets a serene, ever-changing backdrop you'll never tire of. And there's room for everything -- a boat, an RV, a trailer, plus an oversized three-car garage with a workshop area. Privacy, acreage, and a coveted spot on the St. Johns River, all for the buyer ready to trade the subdivision for a waterfront life of their own.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

3/10
Palatka High SchoolGrades 7-125.6 mi

Construction

Condition

  • Year built: 1964

Materials

  • Foundation: Crawl
  • Roof: Shingle
  • Construction materials: Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator

Bedroom2

  • Area: 90

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Combo
  • Area: 168

Family Room

  • Area: 224

Features

  • Great Room,Ceiling Fan(s)
  • Flooring: Carpet

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,092
  • Total interior livable area: 3,092 sqft

Kitchen

  • Area: 286

Living Room

  • Area: 1053

Master Bathroom

  • Features: Tub/Shower Separate

Master Bedroom

  • Level: First
  • Area: 486

Property

Details

  • Parcel number: 390927000001300000
  • Zoning: RE RE

Features

  • Levels: Split
  • Stories: 1
  • Entry location: Ground Level
  • Private pool: Yes
  • Pool features: In Ground,Screen Enclosure
  • Exterior features: Well
  • Fencing: Partial
  • Has view: Yes
  • View description: River,Water
  • Has water view: Yes
  • Water view: River,Water
  • On waterfront: Yes
  • Waterfront features: River Front,Waterfront,River,Seawall,Navigable Water

Lot

  • Lot size: 1.63 Acres
  • Features: 1+ Acres

Parking

  • Total spaces: 3
  • Parking features: 3 Car Garage,Detached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Cold Wave
Inland Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Putnam County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,540$54,480
Home Insurance *$580$6,960
Property Taxes $1,213$14,556
Electricity $311$3,734
Total$6,644$79,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$227,794/yr
40% on housing$199,320/yr
45% on housing$177,173/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.3%
16.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$290This listing

vs Other Active Listings

Avg $/sqft

ZIP 32131$201
Putnam County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 32131$182
Putnam County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-18Listed for sale$898,000
2025-05-02Listing removed$850,000
2024-08-15Listed for sale$850,000
2024-03-29Listing removed--
2024-01-04Price change$939,900
2023-07-18Listed for sale$949,900
2023-03-29Listing removed--
2022-09-24Listed for sale$749,999
2005-01-06Sold$535,000
2001-03-08Sold$294,000

For Sale by Agent

AgentJustin Petrucci
BrokerageBeach State Realty

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