




603 EMMETT Street, Palatka, FL, 32177
About This Home
Magnificent historic property in Florida. National Register of Historic Places. Turn key Bed and Breakfast, (currently operating as EVOLVE rental property) or it can also be luxury estate. Circa 1884, three-story Queen Anne residence has over 6,400 square feet of interior living space paired with an expansive outdoor area. The twelve foot high ceilings, grand staircase, and a sweeping wraparound veranda define the architectural character, while modern comforts support extended stays and hosted occasions. House next door (123 Dodge St) where owners live is also available 603 Emmett St: 5 king bedrooms, 3 queen bedrooms, 3 rollaway beds, and additional single beds in dedicated alcove areas. 123 Dodge St: 6 bedrooms, 3 kitchens and 4.5 baths. Only one block to the St Johns river.
Getting Around
Schools
Construction
Condition
- Year built: 1884
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Electric Oven,Electric Range,Refrigerator,Tankless Water Heater,Washer,Washer/Dryer Stacked
Bedrooms & Bathrooms
- Bedrooms: 8
- Bathrooms: 7
- Full bathrooms: 6
- 1/2 bathrooms: 1
Heating & Cooling
- Heating features: Central,Zoned
- Cooling features: Central Air,Split System,Zoned
Interior Area
- Total interior livable area: 6,425 sqft
Master Bedroom
- Level: Main
- Area: 168
- Dimensions: 14.00 x 12.00
Master Bedroom
- Level: Second
- Area: 340
- Dimensions: 20.00 x 17.00
Master Bedroom
- Level: Second
- Area: 340
- Dimensions: 20.00 x 17.00
Master Bedroom
- Level: Second
- Area: 255
- Dimensions: 17.00 x 15.00
Master Bedroom
- Level: Main
- Area: 156
- Dimensions: 13.00 x 12.00
Master Bedroom
- Level: Third
- Area: 208
- Dimensions: 16.00 x 13.00
Master Bedroom
- Level: Third
- Area: 224
- Dimensions: 16.00 x 14.00
Master Bedroom
- Level: Third
- Area: 156
- Dimensions: 13.00 x 12.00
Property
Details
- Parcel number: 421027685004900010
Features
- Stories: 3
- Exterior features: Balcony,Courtyard
Lot
- Lot size: 7,405 sqft
Parking
- Parking features: Additional Parking,Circular Driveway,Guest,Off Street,RV Access/Parking
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Inland Flooding
- Strong Wind
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Putnam County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,031 | $60,372 |
| Home Insurance * | $1,108 | $13,296 |
| Property Taxes | $577 | $6,924 |
| Electricity | $646 | $7,759 |
| Total | $7,362 | $88,344 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-14 | Listed for sale | $995,000 |
| 2025-01-31 | Listing removed | $1,295,000 |
| 2024-08-31 | Price change | $1,295,000 |
| 2024-03-28 | Price change | $1,350,000 |
| 2024-03-08 | Pending sale | $1,275,000 |
| 2024-03-01 | Price change | $1,275,000 |
| 2023-12-28 | Price change | $1,250,000 |
| 2023-10-17 | Price change | $1,295,000 |
| 2023-05-02 | Price change | $1,375,000 |
| 2023-04-17 | Price change | $995,000 |
| 2022-11-11 | Price change | $1,475,000 |
| 2022-10-22 | Listed for sale | $1,275,000 |
| 2022-08-29 | Contingent | $1,275,000 |
| 2022-06-08 | Listed for sale | $1,275,000 |
| 2022-06-07 | Listing removed | -- |
| 2022-01-27 | Price change | $1,575,000 |
| 2022-01-25 | Price change | $1,275,000 |
| 2021-06-08 | Listed for sale | $1,575,000 |
| 2016-12-16 | Sold | $286,500 |
| 2016-10-26 | Pending sale | $299,900 |
| 2016-08-25 | Price change | $299,900 |
| 2016-04-13 | Price change | $359,000 |
| 2015-04-22 | Listed for sale | $389,000 |
| 2013-05-09 | Listing removed | $449,000 |
| 2012-10-13 | Listed for sale | $449,000 |
