705 OLIVE Street, Palatka, FL, 32177
About This Home
MULTIPLE OFFERS RECEIVED!!! Highest and Best by 5pm August 1. Full Rehab Opportunity - Bring Your Vision!! Nestled beneath a canopy of mature oak trees draped with classic Southern Spanish Moss, this property offers a rare opportunity to restore a piece of Old Florida Charm near the North Historical District. Located on a picturesque cobblestone street, the setting alone provides character and curb appeal that is difficult to replicate in todays development. The property features a fenced backyard, mature landscaping and an established homesite surrounded by towering trees that create a private, tranquil atmosphere. Full Rehab required. Buyers to do their due diligence and confirm all facts about property. Renovate, rebuild, or re-imagine for your next project.
Getting Around
Car-Dependent
Very Limited Transit
Very BikeableSchools
Construction
Condition
- Property condition: Fixer
- Year built: 1950
Type & Style
- Home type: SingleFamily
- Architectural style: Patio Home
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Other
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Cooling
- Cooling features: Other
Features
- Number of fireplaces: 1
- Fireplace: Yes
Interior Area
- Total structure area: 606
- Total interior livable area: 606 sqft
Property
Details
- Parcel number: 421027685005800061
Features
- Stories: 1
- Fencing: Other
Lot
- Lot size: 1,742 sqft
- Lot size dimensions: 25 x 100
Parking
- Parking features: Other
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Inland Flooding
- Strong Wind
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Putnam County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $176 | $2,112 |
| Home Insurance * | $39 | $468 |
| Property Taxes | $51 | $612 |
| Electricity | $197 | $2,366 |
| Total | $463 | $5,556 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-19 | Listed for sale | $35,000 |
| 2026-06-08 | Pending sale | $35,000 |
| 2026-06-06 | Listed for sale | $35,000 |
| 2024-06-21 | Sold | $25,000 |
| 2024-06-17 | Pending sale | $29,000 |
| 2024-06-07 | Price change | $29,000 |
| 2024-05-01 | Price change | $30,000 |
| 2024-03-20 | Price change | $35,000 |
| 2024-03-07 | Listed for sale | $50,000 |
| 2006-04-10 | Sold | $12,000 |
| 2005-07-20 | Sold | $17,500 |
| 2004-12-15 | Sold | $5,200 |
View on Zillow