1412 LAUREL STREET, Palatka, FL, 32177
About This Home
FULLY RENOVATED, VACANT AND READY FOR MOVE-IN! Welcome to this stunning 3-bedroom, 1 bonus room, and 2-bathroom gem in a quiet, established Palatka neighborhood. This home has been completely and recently transformed with modern finishes and a bright, open-concept 1,255 sq. ft. layout filled with natural light. The gorgeous kitchen features sleek granite countertops, stylish cabinetry, and a full suite of brand-new appliances. Brand-new premium flooring runs throughout the main living areas, complemented by updated plumbing, a brand-new HVAC system, new gutters, and fresh modern interior and exterior paint. Both bathrooms have been elegantly upgraded with contemporary vanities, while the bedrooms feature plush new carpeting. Outside, a premium new stucco finish gives the home great curb appeal, and the generous backyard offers an outdoor oasis perfect for relaxation and family enjoyment. There are no HOA fees to worry about. The property is located just minutes from schools, local amenities, and the beautiful St. Johns River. Listing agent is the spouse of the seller
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1952
Materials
- Foundation: Block
- Roof: Metal
- Construction materials: Concrete
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater,Microwave,Refrigerator
- Laundry features: Other
Bathroom1
- Level: First
Bedroom1
- Features: Built-in Closet
- Level: First
Bedroom2
- Features: Built-in Closet
- Level: First
Bedroom3
- Features: Built-in Closet
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- None,Walk-In Closet(s)
- Flooring: Carpet,Luxury Vinyl,Vinyl
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 1,255
- Total interior livable area: 1,255 sqft
Kitchen
- Level: First
Living Room
- Level: First
Primary Bathroom
- Level: First
Primary Bedroom
- Features: Built-in Closet
- Level: First
Property
Details
- Parcel number: 421027685026200030
- Zoning: R-3
- Special condition: None
Features
- Levels: One
- Stories: 1
- Exterior features: Other
Lot
- Lot size: 10,454 sqft
Parking
- Total spaces: 2
- Parking features: Carport
- Covered spaces: 2
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Inland Flooding
- Strong Wind
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Putnam County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $959 | $11,508 |
| Home Insurance * | $211 | $2,532 |
| Property Taxes | $282 | $3,384 |
| Electricity | $197 | $2,366 |
| Total | $1,649 | $19,788 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-21 | Price change | $189,700 |
| 2026-07-13 | Price change | $194,000 |
| 2026-06-29 | Price change | $199,700 |
| 2026-06-16 | Price change | $204,800 |
| 2026-06-08 | Price change | $209,900 |
| 2026-05-24 | Listed for sale | $219,800 |
| 2025-12-22 | Listing removed | $218,800 |
| 2025-10-09 | Listed for sale | $218,800 |
| 2025-03-01 | Listing removed | $235,000 |
| 2025-01-06 | Listed for sale | $235,000 |
| 2020-02-27 | Sold | $54,900 |
| 2020-01-16 | Price change | $54,900 |
| 2019-12-29 | Price change | $64,000 |
| 2019-11-26 | Listed for sale | $68,000 |
| 2004-06-18 | Sold | $50,000 |
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