908 River St, Palatka, FL, 32177
About This Home
Charming style cottage and move-in ready 2BR/1BA home offering 888 sq. ft. of comfortable living space within close proximity to the St. Johns River. Features central air and heat, tile flooring in the living room, and vinyl flooring throughout the bedrooms. Situated on a spacious 0.34-acre lot with a completely fenced backyard, providing ample space for pets, outdoor activities, gardening, or entertaining. Ideal for first-time homebuyers, downsizers, or investors. Don't miss this opportunity to own a cozy home in a desirable location.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1960
Materials
- Foundation: Crawl
- Roof: Shingle
- Construction materials: Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Range,Refrigerator,Washer
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Laminate,Tile
Heating
- Heating features: Central,Electric
Interior Area
- Total structure area: 888
- Total interior livable area: 888 sqft
Master Bedroom
- Level: First
Property
Details
- Parcel number: 421027950000000140
- Zoning: R-3 R
Features
- Stories: 1
- Entry location: Ground Level
- Fencing: Partial
Lot
- Lot size: 0.34 Acres
- Features: Paved,1/4 to 1/2 Acre
Parking
- Parking features: Off Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Inland Flooding
- Strong Wind
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Putnam County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $757 | $9,084 |
| Home Insurance * | $167 | $2,004 |
| Property Taxes | $79 | $948 |
| Electricity | $197 | $2,366 |
| Total | $1,200 | $14,400 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-11 | Listed for sale | $149,900 |
| 2025-11-25 | Sold | $65,000 |
| 2022-02-01 | Listing removed | -- |
| 2021-12-10 | Price change | $140,000 |
| 2021-09-24 | Listed for sale | $149,900 |
| 2021-03-24 | Listing removed | -- |
| 2019-05-22 | Sold | $65,000 |
| 2019-04-06 | Listed for sale | $68,000 |
| 2017-06-20 | Sold | $20,000 |
View on Zillow