108 N Bartram Trl, San Mateo, FL, 32187
About This Home
Experience the ultimate riverfront lifestyle in this expansive 4-bedroom, 3.5-bathroom home boasting an incredible +/- 150 feet of direct frontage on the majestic St. Johns River. Designed for both a quiet retreat and grand entertaining, this residence features a downstairs Primary Suite complete with dual vanities, a large soaking tub, a huge walk-in shower, and two walk-in closets. The flexible main level also includes a separate dining room/office, a large kitchen with stainless steel appliances, ample counter space, a wet bar, and a bright breakfast nook with a newly painted interior. The upper level provides flexible living with two bedrooms sharing a Jack and Jill bathroom, and a fourth bedroom with its own updated full bathroom *Step outside to enjoy this St John's Riverfront Paradise from the large screened-in porch. This property is a true boater's paradise, featuring a gazebo, a large 2 slip covered dock on deepwater. The home offers significant
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1986
Materials
- Foundation: Block,Brick/Mortar,Slab
- Roof: Shingle
- Construction materials: Block,Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Washer,Refrigerator,Microwave,Gas Cooktop,Electric Water Heater,Electric Oven,Double Oven,Dishwasher
- Laundry features: Electric Dryer Hookup,In Unit,Lower Level,Sink,Washer Hookup
Bedroom1
- Level: Main
- Area: 528
- Dimensions: 24.00 x 22.00
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Built-in Features,Eat-in Kitchen,Entrance Foyer,Guest Suite,His and Hers Closets,Jack and Jill Bath,Kitchen Island,Pantry,Primary Bathroom -Tub with Separate Shower,Primary Downstairs,Smart Thermostat,Split Bedrooms,Vaulted Ceiling(s),Walk-In Closet(s),Wet Bar
- Flooring: Tile,Wood
- Number of fireplaces: 1
- Fireplace features: Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Electric,Hot Water
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 4,827
- Total interior livable area: 3,772 sqft
Kitchen
- Level: Main
- Area: 192
- Dimensions: 12.00 x 16.00
Property
Details
- Parcel number: 481027869000000230
- Attached to another structure: Yes
- Zoning description: Single Family
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Rear Porch,Screened,Side Porch
- Exterior features: Boat Ramp - Private,Boat Slip,Courtyard,Fire Pit
- Fencing: Back Yard
- Has view: Yes
- View description: River,Water
- Has water view: Yes
- Water view: River,Water
- On waterfront: Yes
- Waterfront features: Navigable Water,River Access,River Front,Seawall
Lot
- Lot size: 1.57 Acres
- Features: Cleared,Cul-De-Sac,Few Trees
Parking
- Total spaces: 4
- Parking features: Additional Parking,Circular Driveway,Garage,RV Access/Parking
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 4
- Has uncovered spaces: Yes
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Inland Flooding
- Lightning
- Tornado
- Heat Wave
- Strong Wind
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Putnam County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,573 | $78,876 |
| Home Insurance * | $570 | $6,840 |
| Property Taxes | $1,754 | $21,048 |
| Electricity | $379 | $4,555 |
| Total | $9,276 | $111,312 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Listed for sale | $1,499,000 |
| 2025-10-03 | Listing removed | $3,500 |
| 2025-08-21 | Listed for rent | $3,500 |
| 2013-10-04 | Listing removed | $499,000 |
| 2013-08-10 | Listed for sale | $499,000 |
| 2013-08-02 | Sold | $475,000 |
| 2013-04-02 | Price change | $499,000 |
| 2013-03-30 | Price change | $490,000 |
| 2013-03-26 | Price change | $535,000 |
| 2013-03-24 | Price change | $519,000 |
| 2013-01-09 | Price change | $535,000 |
| 2013-01-07 | Price change | $575,000 |
| 2013-01-02 | Price change | $549,000 |
| 2012-12-31 | Price change | $575,000 |
| 2012-12-28 | Price change | $549,000 |
| 2012-12-25 | Pending sale | $575,000 |
| 2012-12-25 | Listed for sale | $575,000 |
| 2012-12-24 | Pending sale | $575,000 |
| 2012-12-24 | Listed for sale | $575,000 |
| 2012-12-20 | Pending sale | $575,000 |
| 2012-12-20 | Listed for sale | $575,000 |
| 2012-12-17 | Pending sale | $575,000 |
| 2012-12-17 | Listed for sale | $575,000 |
| 2012-12-15 | Pending sale | $575,000 |
| 2012-12-15 | Listed for sale | $575,000 |
| 2011-11-09 | Sold | $657,000 |
| 2001-08-27 | Sold | $513,000 |
View on Zillow