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110 PLANTATION Circle, Palatka, FL, 32177

2beds
1baths
576sqft
$119,000
$207price/sqft
$988/moest. monthly cost
$39,520/yrincome needed

About This Home

Peaceful country living zoned agricultural with easy commute to Orange Park and surrounding areas. Not a tiny home but small enough for easy maintenance. Home has metal roof-over and metal siding. Approximately 1 acres is fully fenced with chain link fencing. Large detached 10 x 16 shed for all your lawn equipment and toys. Home is clean and move in ready for an affordable price. Great starter home or winter retreat.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
Palatka High SchoolGrades 7-127.2 mi

Construction

Condition

  • Year built: 1980

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Electric Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: None
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total interior livable area: 576 sqft

Property

Details

  • Parcel number: 510927000002740043
  • Zoning description: Agricultural

Features

  • Stories: 1

Lot

  • Lot size: 0.92 Acres
  • Features: Agricultural

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Putnam County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $601$7,212
Home Insurance *$132$1,584
Property Taxes $58$696
Electricity $197$2,366
Total$988$11,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,874/yr
40% on housing$29,640/yr
45% on housing$26,346/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.3%
16.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$207This listing

vs Other Active Listings

Avg $/sqft

ZIP 32177$177
Putnam County$151

vs Homes Sold Last Month

Median $/sqft

ZIP 32177$171
Putnam County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-28Listed for sale$119,000
2024-12-04Sold$100,000
2024-11-19Pending sale$110,000
2024-10-18Price change$110,000
2024-08-15Listed for sale$160,000
2022-09-16Sold$60,000

For Sale by Agent

AgentLARISSA RICKETTS-OWENS
BrokerageMODERN REALTY OF FLORIDA

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