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3527 FAIR OAKS LANE, Longboat Key, FL, 34228

4beds
5baths
4,154sqft
$2,550,000
$614price/sqft
$18,186/moest. monthly cost
$727,440/yrincome needed

About This Home

Experience refined coastal luxury in this impeccably renovated 4,154-square-foot golf course estate, ideally positioned within the exclusive Queens Harbour enclave of gated Bay Isles on Longboat Key. This extraordinary two-story residence offers 4 bedrooms, 4.5 bathrooms, and an elegant open floor plan thoughtfully curated with exquisite finishes and designer details throughout. Extensive recent enhancements include a newer roof (2021), new panoramic pool cage with picture-frame screening (2025), new hurricane Armor Screen shutters protecting every opening (2025), and a custom two-person Pneumatic Vacuum elevator, along with numerous additional upgrades and improvements. Dramatic two-story windows fill the expansive great room and chef’s kitchen with natural light while showcasing breathtaking views of the sparkling pool, serene lake, lush landscaping, majestic oak trees, and the manicured fairway. Designed for both everyday living and entertaining, the gourmet kitchen is a culinary masterpiece, complete with a large gas range, dual ovens, solid wood cabinetry, abundant counter space, and a charming breakfast nook framed by bay windows overlooking the pool and golf course. The luxurious first-floor owner’s retreat offers Brazilian cherry wood flooring, vaulted ceilings, French doors opening to the lanai, dual walk-in closets, and a spa-inspired bathroom. Two additional guest bedrooms on the main level are connected by a beautifully appointed Jack-and-Jill bathroom. Outdoor living is equally exceptional, with an oversized pool and spa set within a spacious private lanai designed for relaxation and entertaining while enjoying tranquil sunsets over the lake and golf course. Residents of Queens Harbour enjoy maintenance-free living, a private community pool, and exclusive access to the Bay Isles Beach Club with deeded Gulf beach access. Ideally located near the Longboat Key Club Harbourside golf course, tennis facilities, and the Moorings Yacht Club, this residence embodies the finest in Longboat Key luxury living.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

10/10
5/10
Booker Middle SchoolGrades 6-86.3 mi
3/10
Booker High SchoolGrades 9-125.5 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 1994

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Cooktop,Dishwasher,Disposal,Dryer,Exhaust Fan,Freezer,Gas Water Heater,Microwave,Range Hood,Refrigerator,Washer,Water Softener,Wine Refrigerator
  • Laundry features: Inside,Laundry Room

Balcony Porch Lanai

  • Level: First
  • Area: 1258
  • Dimensions: 34x37

Bathroom2

  • Features: Jack & Jill Bathroom,Walk-In Closet(s)
  • Level: First
  • Area: 168
  • Dimensions: 12x14

Bathroom4

  • Features: Claw Foot Tub,Dual Sinks,En Suite Bathroom,Split Vanities
  • Level: Second
  • Area: 300
  • Dimensions: 12x25

Bathroom4

  • Features: Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
  • Level: Second
  • Area: 320
  • Dimensions: 16x20

Bedroom3

  • Features: Jack & Jill Bathroom,Walk-In Closet(s)
  • Level: First
  • Area: 270
  • Dimensions: 15x18

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 208
  • Dimensions: 13x16

Family Room

  • Level: First
  • Area: 300
  • Dimensions: 15x20

Features

  • Built-in Features,Ceiling Fan(s),Dry Bar,Eating Space In Kitchen,Elevator,High Ceilings,Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Solid Surface Counters,Split Bedroom,Stone Counters,Thermostat,Vaulted Ceiling(s),Walk-In Closet(s)
  • Door features: French Doors
  • Window features: Window Treatments,Hurricane Shutters,Hurricane Shutters/Windows
  • Flooring: Ceramic Tile,Engineered Hardwood,Epoxy

Great Room

  • Features: Bar,Ceiling Fan(s),Stone Counters
  • Level: First
  • Area: 480
  • Dimensions: 16x30

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Humidity Control

Interior Area

  • Total structure area: 4,601
  • Total interior livable area: 4,154 sqft

Kitchen

  • Features: Granite Counters,Pantry
  • Level: First
  • Area: 253
  • Dimensions: 11x23

Loft

  • Features: Ceiling Fan(s)
  • Level: Second
  • Area: 500
  • Dimensions: 20x25

Primary Bathroom

  • Features: Bath With Whirlpool,Dual Sinks,En Suite Bathroom,Makeup/Vanity Space,Multiple Shower Heads,Stone Counters,Tub with Separate Shower Stall,Water Closet/Priv Toilet,Linen Closet
  • Level: First
  • Area: 180
  • Dimensions: 10x18

Primary Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Area: 252
  • Dimensions: 14x18

Property

Details

  • Parcel number: 0004050036
  • Zoning: PUD
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Child Safety Fence,Heated,In Ground,Lighting,Outside Bath Access,Screen Enclosure
  • Patio & porch: Rear Porch,Screened
  • Exterior features: Lighting,Private Entrance,Private Mailbox,Private Yard,Rain Gutters,Sidewalk
  • Has spa: Yes
  • Spa features: Heated,In Ground
  • Has view: Yes
  • View description: Garden,Golf Course,Pool,Trees/Woods,Water,Lagoon,Lake,Pond
  • Has water view: Yes
  • Water view: Water,Lagoon,Lake,Pond
  • On waterfront: Yes
  • Waterfront features: Bay/Harbor Front,Gulf/Ocean Front,Waterfront,Lagoon,Lake Front,Bay/Harbor Access,Beach - Access Deeded,Gulf/Ocean Access,Lagoon Access,Lake Privileges,Marina Access
  • Residential vegetation: Mature Landscaping,Trees/Landscaped

Lot

  • Lot size: 9,882 sqft
  • Features: FloodZone,Landscaped,Near Marina,On Golf Course,Sidewalk

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Ground Level,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Sarasota County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,894$154,728
Home Insurance *$2,162$25,944
Property Taxes $2,712$32,544
Electricity $418$5,016
Total$18,186$218,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$623,520/yr
40% on housing$545,580/yr
45% on housing$484,960/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.0%
15.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.6%
6.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$614This listing

vs Other Active Listings

Avg $/sqft

ZIP 34228$733
Sarasota County$346

vs Homes Sold Last Month

Median $/sqft

ZIP 34228$667
Sarasota County$245

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-22Listed for sale$2,550,000
2024-03-15Sold$2,547,500
2024-02-06Pending sale$2,595,000
2023-11-01Price change$2,595,000
2023-10-05Listed for sale$2,795,000
2023-04-10Listing removed--
2023-01-05Listed for sale$3,149,000
2021-03-22Sold$1,399,000
2021-01-08Pending sale$1,399,000
2020-09-18Listed for sale$1,399,000
2020-05-13Listing removed$1,399,000
2019-11-08Listed for sale$1,399,000
2019-07-08Listing removed$1,399,000
2019-06-14Listed for sale$1,399,000
2013-10-15Sold$1,225,000
2013-03-30Price change$1,325,000
2013-02-26Price change$1,425,000
2013-02-05Price change$1,379,000
2012-11-28Listed for sale$1,425,000
2012-07-26Listing removed$1,399,000
2012-05-25Price change$1,399,000
2012-05-13Listed for sale$1,650,000
2011-04-21Listing removed$1,425,000
2010-03-26Listed for sale$1,425,000
2008-11-10Listing removed$1,795,000
2008-09-29Listed for sale$1,795,000
2007-05-30Sold$1,000,000
1994-09-23Sold$570,000

For Sale by Agent

AgentMiriam Pearson
BrokerageCOLDWELL BANKER REALTY

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