3428 Mineola Dr, Sarasota, FL, 34239
About This Home
Discover this mid-century gem nestled on a charming, well-kept secret "island," surrounded by the serene waters of Phillippi Creek on the Jaffa Canal. The creek offers a direct route to the bay and the Gulf of Mexico. This rare, non-flood-zone waterfront home has been meticulously maintained and remained untouched by any of last year's hurricanes, all for under a million dollars. A true testament to timeless appeal, this ranch-style home features two primary bedrooms with en-suite baths and has been in the same family since its purchase from the builder in 1971. Solidly constructed with block, the home exudes vintage charm and character while offering modern comforts. It sits on a generous corner lot adorned with stunning, mature oak trees. Enjoy abundant natural light from PGT impact-resistant hurricane windows (installed in 2001), and benefit from a brand-new roof (2024), along with a new electrical service 200-volt line (2024), and new underground power in the neighborhood ensuring peace of mind for years to come. Inside, you'll find multiple rooms with water views, while the screened patio provides the perfect spot to enjoy the outdoors, rain or shine. For a closer connection to the water, unwind on the open wooden deck on the Jaffa Canal, where manatees are occasional visitors. You can add a dock and have your boat ready outside your back door to explore the waters of Sarasota Bay,
Getting Around
Somewhat Walkable
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Completed
- Year built: 1968
Materials
- Foundation: Slab
- Roof: Other
- Construction materials: Block
Type & Style
- Home type: SingleFamily
- Architectural style: Florida
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Range,Range Hood,Refrigerator,Washer
- Laundry features: Inside,Laundry Closet
Bedroom1
- Features: Built-in Closet
- Level: First
- Area: 156
- Dimensions: 13x12
Bedroom2
- Features: Built-in Closet
- Level: First
- Area: 120
- Dimensions: 10x12
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
- Area: 143
- Dimensions: 11x13
Features
- Ceiling Fan(s),Eating Space In Kitchen,Primary Bedroom Main Floor,Split Bedroom,Walk-In Closet(s)
- Door features: Sliding Doors
- Window features: Window Treatments,Hurricane Shutters
- Flooring: Carpet,Tile
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 2,900
- Total interior livable area: 1,770 sqft
Kitchen
- Features: Storage Closet
- Level: First
- Area: 273
- Dimensions: 13x21
Living Room
- Level: First
- Area: 352
- Dimensions: 22x16
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: First
- Area: 132
- Dimensions: 11x12
Property
Details
- Parcel number: 0057090007
- Zoning: RSF1
- Special condition: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Deck,Patio,Screened
- Exterior features: Garden
- Has view: Yes
- View description: Water,Creek/Stream
- Has water view: Yes
- Water view: Water,Creek/Stream
- On waterfront: Yes
- Waterfront features: Waterfront,Creek,Creek Access
- Waterbody name: JAFFA CANAL
- Residential vegetation: Mature Landscaping,Oak Trees,Trees/Landscaped
Lot
- Lot size: 0.30 Acres
- Features: Corner Lot,In County,Sloped
Parking
- Total spaces: 2
- Parking features: Driveway,Ground Level,On Street,Split Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Inland Flooding
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Sarasota County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,514 | $42,168 |
| Home Insurance * | $914 | $10,968 |
| Property Taxes | $804 | $9,648 |
| Electricity | $197 | $2,366 |
| Total | $5,429 | $65,148 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-22 | Listed for sale | $695,000 |
| 2025-12-01 | Listing removed | $749,000 |
| 2025-07-07 | Price change | $749,000 |
| 2025-06-01 | Listed for sale | $790,000 |
| 2025-04-30 | Listing removed | $875,000 |
| 2025-04-16 | Price change | $875,000 |
| 2025-03-17 | Listed for sale | $949,000 |
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