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746 Plymouth St, Sarasota, FL, 34242

4beds
3baths
2,185sqft
$1,500,000
$686price/sqft
$10,825/moest. monthly cost
$433,000/yrincome needed

About This Home

Nestled in the heart of Siesta Key, this home offers the perfect blend of relaxation and opportunity. Whether you're seeking a serene beach getaway, a vacation rental, or a full-time residence, this property checks all the boxes. The interior style will delight those who love mid-century modern decor! The home’s unique floor plan is flooded with natural light, creating a bright, inviting atmosphere throughout. A rare find, both the home and the garage are elevated, ensuring that all living spaces are conveniently located on a single level. This thoughtful design and high elevation (including the driveway) provide easy access to the pool and give peace of mind – no flooding in the house or garage from recent storms. As you step inside, soaring 12-foot ceilings greet you in the foyer and main living area, with expansive glass sliding doors framing the view of the pool. The floor plan includes 3 spacious bedrooms, plus a versatile mother-in-law suite. The primary bedroom boasts enough room for a separate sitting area and direct access to the pool, while the second bedroom also enjoys direct pool views and access. The dining room and fourth bedroom have been reconfigured to form a cozy mother-in-law suite, but the original layout could be easily reinstated. Outdoor living takes center stage in this tropical oasis, with a heated pool offering the perfect retreat. The oversized, 26-foot deep two-car garage provides ample space for your toys and beach gear. Recent updates include a tankless hot water system and a new pool heater installed in 2022. Whether you choose to update the home to suit your personal style or enjoy its current mid-centrury modern vibe, the possibilities are endless. Located in a tranquil, natural setting, this property can become your peaceful beach escape, a rental investment, or a combination of both. Currently being used for short term rentals with owner in residence. Just a short walk or bike ride to the renowned Siesta Key beaches, along with easy access to local dining, shopping, and nightlife. This is a rare opportunity you won’t want to miss!

Getting Around

7
WalkingCar-Dependent
0
TransitNo Nearby Transit
47
BikeSomewhat Bikeable

Schools

6/10
Brookside Middle SchoolGrades 6-82.4 mi
5/10
Sarasota High SchoolGrades 9-123.7 mi

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Tankless Water Heater,Washer
  • Laundry features: Inside

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 195
  • Dimensions: 15x13

Bedroom3

  • Features: Built-in Closet
  • Level: First
  • Area: 224
  • Dimensions: 16x14

Bedroom4

  • Features: Built-in Closet
  • Level: First
  • Area: 80
  • Dimensions: 10x8

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),High Ceilings,Open Floorplan,Primary Bedroom Main Floor
  • Door features: Sliding Doors
  • Flooring: Ceramic Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,029
  • Total interior livable area: 2,185 sqft

Kitchen

  • Level: First
  • Area: 200
  • Dimensions: 20x10

Living Room

  • Features: Other
  • Level: First
  • Area: 378
  • Dimensions: 21x18

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 364
  • Dimensions: 28x13

Property

Details

  • Parcel number: 0081150032
  • Zoning: RSF2
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Deck,Heated,Indoor,Screen Enclosure
  • Fencing: Fenced

Lot

  • Lot size: 10,846 sqft
  • Features: FloodZone

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Sarasota County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,584$91,008
Home Insurance *$1,550$18,600
Property Taxes $1,472$17,664
Electricity $219$2,638
Total$10,825$129,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$371,142/yr
40% on housing$324,750/yr
45% on housing$288,666/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.0%
15.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.6%
6.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$686This listing

vs Other Active Listings

Avg $/sqft

ZIP 34242$1,120
Sarasota County$346

vs Homes Sold Last Month

Median $/sqft

ZIP 34242$616
Sarasota County$245

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-28Price change$1,500,000
2025-02-07Listed for sale$1,800,000

For Sale by Agent

AgentCarla Rayman Kidd, PL
BrokerageCOLDWELL BANKER REALTY

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