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450 Beach Rd APT 4, Sarasota, FL, 34242

3beds
2baths
1,386sqft
$1,899,000
$1,370price/sqft
$13,605/moest. monthly cost
$544,200/yrincome needed

About This Home

Welcome to 450 Beach Rd Unit 4, a rare opportunity to own a completely remodeled 2025 coastal retreat just steps from the sugar-sand shoreline of world-famous Siesta Key Beach. Located within an intimate five-unit complex, this 3 bedroom, 2 bathroom condominium offers deeded beach access, sweeping Gulf views, and weekly rental flexibility. The interior was fully renovated in 2025 and features a bright, open layout designed for effortless coastal living, complete with sleek tile flooring, marble countertops, stainless steel appliances, and a seamless flow between the kitchen and living areas. Gulf views can be enjoyed from the kitchen, while the private balcony provides the perfect setting for morning coffee or sunset unwinding. Additional conveniences include one open parking space plus an enclosed one-car garage. Recent exterior improvements to the building and grounds include fresh paint, modern balcony railings, Italian terrazzo tile, contemporary privacy fencing, and luxury outdoor lighting, enhancing the curb appeal of this boutique property. Residents and guests enjoy a well-maintained shared pool and an entertainment area with a ping pong table, cornhole, and community poolside grilling area. Just a short stroll to Siesta Key Village, this property offers immediate access to dining, shopping, and nightlife while maintaining a private, resort-style atmosphere. Ideal as a full-time residence, second home, or high-performing investment, this property blends location, luxury, and income potential.

Getting Around

43
WalkingCar-Dependent
0
TransitNo Nearby Transit
69
BikeBikeable

Schools

6/10
Brookside Middle SchoolGrades 6-83.0 mi
5/10
Sarasota High SchoolGrades 9-124.3 mi

Construction

Condition

  • Year built: 1977

Materials

  • Foundation: Raised
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Washer
  • Laundry features: Inside

Balcony Porch Lanai

  • Level: First
  • Area: 204
  • Dimensions: 17x12

Bathroom2

  • Level: First
  • Area: 50
  • Dimensions: 10x5

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 121
  • Dimensions: 11x11

Bedroom3

  • Features: Built-in Closet
  • Level: First
  • Area: 140
  • Dimensions: 14x10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Kitchen/Family Room Combo,Open Floorplan
  • Door features: Outdoor Shower,Sliding Doors
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,524
  • Total interior livable area: 1,386 sqft

Kitchen

  • Level: First
  • Area: 108
  • Dimensions: 12x9

Living Room

  • Level: First
  • Area: 253
  • Dimensions: 11x23

Primary Bathroom

  • Level: First
  • Area: 130
  • Dimensions: 10x13

Primary Bedroom

  • Features: Built-in Closet
  • Level: First
  • Area: 192
  • Dimensions: 12x16

Property

Details

  • Parcel number: 0082132004
  • Zoning: RMF1
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered
  • Exterior features: Balcony,Irrigation System,Outdoor Shower
  • Has view: Yes
  • View description: Water,Gulf/Ocean - Full
  • Has water view: Yes
  • Water view: Water,Gulf/Ocean - Full
  • Waterfront features: Gulf/Ocean Front,Gulf/Ocean Access

Lot

  • Lot size: 0.56 Acres

Parking

  • Total spaces: 1
  • Parking features: Guest
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Sarasota County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,602$115,224
Home Insurance *$1,963$23,556
Property Taxes $1,843$22,116
Electricity $197$2,366
Total$13,605$163,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$466,457/yr
40% on housing$408,150/yr
45% on housing$362,800/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.0%
15.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.6%
6.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,370This listing

vs Other Active Listings

Avg $/sqft

ZIP 34242$1,114
Sarasota County$345

vs Homes Sold Last Month

Median $/sqft

ZIP 34242$616
Sarasota County$245

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-11Listed for sale$1,899,000
2025-02-26Sold$1,023,000

For Sale by Agent

AgentCurt Ware
BrokerageKW COASTAL LIVING III

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