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3225 Gulf Watch Ct, Sarasota, FL, 34231

2beds
2baths
1,216sqft
$399,000
$328price/sqft
$3,209/moest. monthly cost
$128,360/yrincome needed

About This Home

Experience effortless coastal living in this light-filled 2BR/2BA villa, located in the peaceful community of Gulf Gate Glen just three miles from the iconic quartz sands of Siesta Key. Nestled on a tranquil, tree-canopied street, this home offers a rare "lock-and-leave" lifestyle where the HOA manages all landscaping and irrigation—leaving your weekends free for the beach. The interior features an inviting open-concept design with soaring vaulted ceilings and a private covered lanai perfect for your morning coffee. Perfectly situated for convenience, just minutes from Trader Joe’s, Walmart, and local favorites like Walt’s Fish Market and Phillippi Creek Oyster Bar. Modern, maintenance-free, and move-in ready.

Getting Around

54
WalkingSomewhat Walkable
31
TransitSome Transit
63
BikeBikeable

Schools

5/10
6/10
Brookside Middle SchoolGrades 6-82.2 mi
7/10
Riverview High SchoolGrades PK,9-121.0 mi

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range
  • Laundry features: Other

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Kitchen/Family Room Combo,Living Room/Dining Room Combo,Open Floorplan,Thermostat,Vaulted Ceiling(s)
  • Door features: French Doors
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,787
  • Total interior livable area: 1,216 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 0088070040
  • Zoning: RSF3
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Rear Porch,Screened
  • Exterior features: Private Entrance
  • Has view: Yes
  • View description: Garden

Lot

  • Lot size: 4,379 sqft
  • Features: Cleared

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Sarasota County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$598$7,176
Property Taxes $397$4,764
Electricity $197$2,366
Total$3,209$38,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,022/yr
40% on housing$96,270/yr
45% on housing$85,573/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.0%
15.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.6%
6.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$328This listing

vs Other Active Listings

Avg $/sqft

ZIP 34231$396
Sarasota County$346

vs Homes Sold Last Month

Median $/sqft

ZIP 34231$260
Sarasota County$245

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Price change$415,000
2026-03-12Listed for sale$420,000
2025-05-21Listing removed$3,300
2025-04-20Listed for rent$3,300
2023-03-02Sold$379,000
2023-01-18Pending sale$379,000
2023-01-05Listed for sale$379,000
2004-01-20Sold$155,000

For Sale by Agent

AgentLynn Lynch Magaro
BrokerageREDFIN CORPORATION

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