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1444 Ridgewood Ln, Sarasota, FL, 34231

4beds
3baths
3,471sqft
$3,500,000
$1,008price/sqft
$26,866/moest. monthly cost
$1,074,640/yrincome needed

About This Home

Substantial bayfront property with sweeping views , this rare waterfront location offers an unparalleled opportunity for builders and investors alike. Boasting an impressive 255 feet of water frontage, this 4-bedroom, 3-bath home is perfectly positioned to capture breathtaking sunsets and panoramic bay views. Whether you choose to renovate the existing residence or create a custom luxury estate to capitalize on the views, the potential is limitless. With prime water access for boating enthusiasts and an unbeatable location near the award winning Siesta Key Beach, world class dining, shopping, and cultural attractions, this is a once-in-a-lifetime chance to own a true Sarasota oasis.

Getting Around

23
WalkingCar-Dependent
23
TransitMinimal Transit
47
BikeSomewhat Bikeable

Schools

6/10
Brookside Middle SchoolGrades 6-82.8 mi
7/10
Riverview High SchoolGrades PK,9-121.8 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 1979

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Range,Refrigerator,Washer
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),PrimaryBedroom Upstairs,Thermostat
  • Door features: French Doors,Sliding Doors
  • Flooring: Epoxy,Tile
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Great Room

  • Level: First
  • Area: 2006
  • Dimensions: 17x118

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,819
  • Total interior livable area: 3,471 sqft

Kitchen

  • Level: First
  • Area: 156
  • Dimensions: 13x12

Living Room

  • Level: First
  • Area: 322
  • Dimensions: 14x23

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 240
  • Dimensions: 15x16

Property

Details

  • Parcel number: 0106020003
  • Zoning: RSF2
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Covered,Screened
  • Exterior features: Garden
  • Has view: Yes
  • View description: Water,Bay/Harbor - Full
  • Has water view: Yes
  • Water view: Water,Bay/Harbor - Full
  • On waterfront: Yes
  • Waterfront features: Bay/Harbor,Bay/Harbor Access,Seawall

Lot

  • Lot size: 0.41 Acres
  • Features: Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Tsunami

FEMA Declared Disasters in Sarasota County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $17,697$212,364
Home Insurance *$5,247$62,964
Property Taxes $3,573$42,876
Electricity $349$4,191
Total$26,866$322,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$921,120/yr
40% on housing$805,980/yr
45% on housing$716,426/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.0%
15.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.6%
6.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,008This listing

vs Other Active Listings

Avg $/sqft

ZIP 34231$384
Sarasota County$345

vs Homes Sold Last Month

Median $/sqft

ZIP 34231$260
Sarasota County$245

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-22Price change$3,500,000
2025-11-20Price change$3,700,000
2025-08-15Price change$3,900,000
2025-06-28Price change$4,200,000
2025-04-16Price change$4,500,000
2025-03-07Listed for sale$4,900,000

For Sale by Agent

AgentBarbara Dumbaugh
BrokerageMICHAEL SAUNDERS & COMPANY

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