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226 Saint James Park, Osprey, FL, 34229

3beds
3baths
2,754sqft
$1,000,000
$363price/sqft
$7,663/moest. monthly cost
$306,520/yrincome needed

About This Home

WILL OWNER FINANCE CONTACT INFORMATION IN LISTING -- NEW ROOF, IMPACT WINDOWS & DOORS, 3 NEW AIR CONDITIONERS, NEW MASTER BATH, NEW LIGHTING AND FLOORING UPSTAIRS - OVERLOOKING THE 1ST HOLE IN THE OAKS

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

8/10
Laurel Nokomis SchoolGrades PK-85.7 mi
7/10
Venice Senior High SchoolGrades 9-127.9 mi

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Concrete
  • Roof: Other
  • Construction materials: masonry

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range / Oven,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Tile,Carpet,Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Other,Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,754 sqft

Property

Details

  • Parcel number: 0143080008

Features

  • Exterior features: Stucco,Cement / Concrete
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes

Lot

  • Lot size: 0.27 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Sarasota County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,056$60,672
Home Insurance *$1,343$16,116
Property Taxes $987$11,844
Electricity $277$3,325
Total$7,663$91,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$262,731/yr
40% on housing$229,890/yr
45% on housing$204,346/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.0%
15.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.6%
6.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$363This listing

vs Other Active Listings

Avg $/sqft

ZIP 34229$359
Sarasota County$346

vs Homes Sold Last Month

Median $/sqft

ZIP 34229$307
Sarasota County$245

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$1,495,000
2024-02-05Sold$775,000
2024-01-17Pending sale$775,000
2024-01-17Price change$775,000
2024-01-03Listed for sale$999,000
2023-08-21Listing removed--
2023-07-04Price change$799,000
2023-06-06Listed for sale$895,000
2023-05-06Listing removed--
2023-04-25Listed for sale$849,000
2023-04-15Pending sale$849,000
2023-04-08Listed for sale$849,000
2023-04-06Pending sale$849,000
2023-03-14Price change$849,000
2023-02-16Price change$899,000
2023-01-26Price change$919,000
2022-12-19Listed for sale$949,000
2022-05-16Sold$875,000
2022-04-01Pending sale$899,000
2022-03-25Listed for sale$899,000
2017-07-17Sold$398,000
2017-05-18Price change$417,500
2017-04-27Price change$425,000
2017-04-23Listed for sale$429,500
2014-11-12Sold$475,000
2013-02-06Sold$375,000

For Sale by Owner

AgentProperty Owner

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