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4491 Alfa Ter, North Port, FL, 34286

2beds
2baths
1,451sqft
$327,400
$226price/sqft
$2,484/moest. monthly cost
$99,360/yrincome needed

About This Home

Welcome to this charming CANAL FRONT 2-bedroom, 2-bath home in North Port, where classic Old Florida living meets modern comfort. Perfectly situated on a desirable lot, this well-maintained property offers a relaxed WATERFRONT LIFESTYLE with direct access to the Myakka River—ideal for jet skis, kayaking, and exploring right from your backyard. Inside, you’ll find a bright, squeaky-clean interior with luxury vinyl flooring installed in 2022 and no carpet throughout, offering both style and easy maintenance. The home features an updated, upscale primary shower that adds a touch of everyday luxury. Pride of ownership shines in every detail, from the freshly landscaped yard to the meticulously maintained living spaces. Step outside to an oversized backyard with plenty of room to add a pool, creating your own private oasis. Major updates include a NEW ROOF stalled in 2022, providing peace of mind for years to come. Whether you’re looking for a full-time residence, seasonal retreat, or a strong investment opportunity, this home checks all the boxes. The seller is open to negotiation on select furnishings (excluding the living room and primary bedroom sets), while personal and sentimental items will not convey. Don’t miss your chance to own a slice of waterfront paradise and enjoy the very best of Florida living!

Getting Around

4
WalkingCar-Dependent
0
TransitNo Nearby Transit
36
BikeSomewhat Bikeable

Schools

6/10
8/10
3/10
North Port High SchoolGrades PK,9-122.5 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 1992

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Laundry Room

Bedroom2

  • Features: Walk-In Closet(s)
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Ceiling Fan(s),Primary Bedroom Main Floor,Thermostat
  • Door features: Sliding Doors
  • Window features: Window Treatments,Hurricane Shutters
  • Flooring: Luxury Vinyl,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,273
  • Total interior livable area: 1,451 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 1003016916
  • Zoning: RSF2
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Enclosed,Front Porch,Rear Porch,Screened,Side Porch
  • Exterior features: Rain Gutters
  • Has view: Yes
  • View description: Canal
  • Has water view: Yes
  • Water view: Canal
  • On waterfront: Yes
  • Waterfront features: Canal - Brackish,Brackish Canal Access,Bridges - Fixed
  • Residential vegetation: Trees/Landscaped

Lot

  • Lot size: 10,000 sqft

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Tsunami

FEMA Declared Disasters in Sarasota County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,655$19,860
Home Insurance *$162$1,944
Property Taxes $470$5,640
Electricity $197$2,366
Total$2,484$29,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,165/yr
40% on housing$74,520/yr
45% on housing$66,240/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.0%
15.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.6%
6.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$226This listing

vs Other Active Listings

Avg $/sqft

ZIP 34286$193
Sarasota County$346

vs Homes Sold Last Month

Median $/sqft

ZIP 34286$194
Sarasota County$245

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$324,900
2026-05-07Price change$327,400
2026-04-23Price change$329,900
2026-04-21Listed for sale$349,900

For Sale by Agent

AgentLynne Dowd
BrokerageMEDWAY REALTY

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