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320 RINGLING POINT DRIVE, Sarasota, FL, 34234

5beds
5baths
5,106sqft
$2,995,000
$587price/sqft
$24,903/moest. monthly cost
$996,120/yrincome needed

About This Home

Nestled within the exclusive, 11-home Ringling Point enclave of Sarasota's coveted Sapphire Shores neighborhood, this exceptional waterfront residence offers the perfect blend of privacy, elegance, and coastal lifestyle. Featuring approximately 5,100 square feet of living space, this home boasts five bedrooms, four and half baths, soaring volume ceilings, and an open-concept floor plan designed for both comfortable living and effortless entertaining. This gem has been recently renovated providing a warm and inviting coastal vibe featuring an all-new gourmet kitchen, luxury bathrooms, and stunning hardwood flooring throughout. Expansive windows capture a plethora of natural light and breathtaking views of Sarasota Bay. The home sits high and dry above the flood plain and was never affected by any water intrusion from previous storms. Outdoor living takes center stage with a spacious deck overlooking a private resort-style pool surrounded by lush tropical landscaping. A fully fenced backyard creates a secluded retreat that leads out to your private boat dock complete with a lift in the protected Sapphire Shores Cove offering convenient access to Sarasota Bay for the boating enthusiasts. Additional highlights include abundant storage space, an oversized two-car garage, mature landscaping, and a premium location just minutes from downtown Sarasota, world-renowned Gulf beaches, cultural attractions, and Sarasota-Bradenton International Airport. A rare opportunity to enjoy waterfront living in one of Sarasota's most desirable neighborhoods.

Getting Around

12
WalkingCar-Dependent
30
TransitSome Transit
55
BikeBikeable

Schools

5/10
Booker Middle SchoolGrades 6-82.6 mi
3/10
Booker High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Stem Wall
  • Roof: Shingle
  • Construction materials: Block,Stucco,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Wine Refrigerator
  • Laundry features: Electric Dryer Hookup,Inside

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Features: No Closet
  • Level: Second
  • Area: 225
  • Dimensions: 15x15

Features

  • Dry Bar,Open Floorplan,Solid Surface Counters,Vaulted Ceiling(s),Walk-In Closet(s)
  • Door features: French Doors
  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 6,381
  • Total interior livable area: 5,106 sqft

Kitchen

  • Features: No Closet
  • Level: Second
  • Area: 252
  • Dimensions: 12x21

Living Room

  • Features: No Closet
  • Level: Second
  • Area: 460
  • Dimensions: 20x23

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Third
  • Area: 368
  • Dimensions: 16x23

Property

Details

  • Parcel number: 2003080002
  • Zoning: RSF1
  • Special condition: None

Features

  • Levels: Three Or More
  • Stories: 3
  • Private pool: Yes
  • Pool features: Gunite,In Ground,Lighting
  • Exterior features: Private Mailbox,Storage,Boat Slip
  • Has view: Yes
  • View description: Bay/Harbor - Full
  • Has water view: Yes
  • Water view: Bay/Harbor - Full
  • Waterfront features: Bay/Harbor Access,Lift,No Wake Zone

Lot

  • Lot size: 0.35 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Tsunami

FEMA Declared Disasters in Sarasota County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $15,144$181,728
Home Insurance *$5,497$65,964
Property Taxes $3,749$44,988
Electricity $513$6,166
Total$24,903$298,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$853,817/yr
40% on housing$747,090/yr
45% on housing$664,080/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.0%
15.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.6%
6.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$587This listing

vs Other Active Listings

Avg $/sqft

ZIP 34234$303
Sarasota County$346

vs Homes Sold Last Month

Median $/sqft

ZIP 34234$287
Sarasota County$245

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-11Listed for sale$2,995,000
2016-03-30Sold$870,000
2016-02-25Pending sale$950,000
2016-01-16Price change$950,000
2015-12-10Price change$995,000
2015-11-19Listed for sale$1,095,000
2015-07-24Listing removed$1,049,000
2015-04-02Listed for sale$1,049,000
2015-02-10Listing removed$995,000
2015-01-14Listed for sale$995,000
2014-10-01Listing removed$1,049,000
2014-04-23Price change$1,049,000
2013-11-18Price change$1,095,000
2013-10-01Listed for sale$1,200,000
2002-05-20Sold$675,000
1999-12-02Sold$570,000
1994-10-19Sold$390,000

For Sale by Agent

AgentFrank Pachinger
BrokerageRE/MAX ALLIANCE GROUP

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