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15 Ridgeland Ave, Fox Lake, IL, 60020

5beds
2baths
2,052sqft
$289,900
$141price/sqft
$2,341/moest. monthly cost
$93,640/yrincome needed

About This Home

Come see this well maintained 5 bedroom, 2 bath home. Large kitchen with plenty of room for entertaining. Recent updates include new well pump, water softner, hot water tank. Furnace and a/c updated 5 years ago. Close to shopping & Metra train station.

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

4/10
Stanton SchoolGrades 5-80.6 mi
3/10
4/10
Lotus SchoolGrades PK-42.6 mi

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Full

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 140
  • Dimensions: 14X10

Bedroom3

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 100
  • Dimensions: 10X10

Bedroom4

  • Features: Flooring (Carpet)
  • Level: Lower
  • Area: 143
  • Dimensions: 13X11

Bedroom5

  • Features: Flooring (Carpet)
  • Level: Lower
  • Area: 144
  • Dimensions: 16X9

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Flooring (Laminate)
  • Level: Main
  • Area: 156
  • Dimensions: 13X12

Family Room

  • Level: Lower
  • Area: 336
  • Dimensions: 24X14

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,052
  • Total interior livable area: 2,052 sqft

Kitchen

  • Features: Flooring (Laminate)
  • Level: Main
  • Area: 156
  • Dimensions: 13X12

Living Room

  • Features: Flooring (Laminate)
  • Level: Main
  • Area: 154
  • Dimensions: 14X11

Master Bedroom

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 154
  • Dimensions: 14X11

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 05103020080000
  • Special condition: None

Lot

  • Lot size: 7,500 sqft
  • Lot size dimensions: 50x150

Parking

  • Total spaces: 4
  • Parking features: Off Site

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Strong Wind
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,465$17,580
Home Insurance *$174$2,088
Property Taxes $545$6,540
Electricity $157$1,893
Total$2,341$28,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,262/yr
40% on housing$70,230/yr
45% on housing$62,426/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$141This listing

vs Other Active Listings

Avg $/sqft

ZIP 60020$188
Lake County$238

vs Homes Sold Last Month

Median $/sqft

ZIP 60020$156
Lake County$214

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$294,900
2026-04-21Listed for sale$299,900
1995-08-08Sold$119,000

For Sale by Agent

AgentKenneth Bieschke
BrokerageRissa Realty Inc

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