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985 RIDGEMOUNT PLACE, Heathrow, FL, 32746

3beds
2baths
1,552sqft
$515,000
$332price/sqft
$3,783/moest. monthly cost
$151,320/yrincome needed

About This Home

One or photo(s) has been virtually staged. Priced under Appraisal!! Welcome to your new patio home in the beautiful Keenwicke enclave of the Heathrow community! Relax into the Florida lifestyle on your own private, screened-in patio in this 3-bedroom, 2-bath home. Enjoy the fantastic amenities that Heathrow offers - 24-hour guard-gated access, basketball courts, fishing areas, walking trails, parks, and playgrounds with optional golf and tennis memberships available. New Water Heater (2026), and new AC (2022).

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
6/10
5/10
Seminole High SchoolGrades 9-125.1 mi

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Range,Refrigerator
  • Laundry features: Electric Dryer Hookup,Inside,Washer Hookup

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 130
  • Dimensions: 13x10

Bedroom3

  • Features: Built-in Closet
  • Level: First
  • Area: 110
  • Dimensions: 11x10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Thermostat,Walk-In Closet(s)
  • Flooring: Ceramic Tile

Great Room

  • Level: First
  • Area: 375
  • Dimensions: 25x15

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,286
  • Total interior livable area: 1,552 sqft

Kitchen

  • Level: First
  • Area: 108
  • Dimensions: 12x9

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 196
  • Dimensions: 14x14

Property

Details

  • Parcel number: 01202951100000690
  • Zoning: PUD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Irrigation System

Lot

  • Lot size: 6,140 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Seminole County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,604$31,248
Home Insurance *$362$4,344
Property Taxes $620$7,440
Electricity $197$2,366
Total$3,783$45,396
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,702/yr
40% on housing$113,490/yr
45% on housing$100,880/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$332This listing

vs Other Active Listings

Avg $/sqft

ZIP 32746$216
Seminole County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 32746$250
Seminole County$241

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Price change$515,000
2026-05-13Listed for sale$525,000
2014-07-13Listing removed$1,600
2014-05-30Listed for rent$1,600
2007-07-13Sold$47,500
1999-08-09Sold$154,400

For Sale by Agent

AgentMolly Damron
BrokerageOAKSTRAND REALTY

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