34803 N Hiawatha Trl, McHenry, IL, 60051
About This Home
Experience the best of Chain O' Lakes waterfront living in this completely renovated 3-bedroom, 2.5-bath home offering approximately 2,358 square feet of beautifully updated living space. Situated on a high-and-dry 0.68-acre lot with 130 feet of frontage on Lake Matthews in the quaint Pistaqua Heights subdivision. This property offers direct, unobstructed boating access to Pistakee Lake and the entire Chain O' Lakes. The thoughtfully redesigned interior features all-new finishes throughout. The kitchen offers an abundance of soft-close cabinetry with quartz countertops and backsplash, and a full suite of Frigidaire Gallery appliances. Premium Kohler fixtures are featured throughout the kitchen and bathrooms. The spacious primary suite is a true retreat, featuring a large walk-in closet and a luxurious private bath with a double vanity, freestanding soaker tub, and walk-in shower-creating your own private spa-like escape at the end of the day. Outdoor living is equally impressive with approximately 1,400 square feet of deck and covered patio space overlooking the water-perfect for entertaining, dining, or relaxing. The property also features a 2-car garage, providing plenty of space for vehicles, lake toys, and additional storage. Whether you're searching for a full-time residence or the ultimate weekend retreat, enjoy the peace of mind and style of a fully renovated home with modern luxury, incredible indoor and outdoor living spaces, and direct access to the Chain O' Lakes. This move-in-ready property offers an exceptional opportunity to enjoy the best of waterfront living. Bring your boat and start living the lake life!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1952
Materials
- Construction materials: Vinyl Siding
Notable Dates
- Major remodel year: 2026
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Dishwasher,Refrigerator,Freezer,Stainless Steel Appliance(s),Water Softener Owned,Gas Cooktop,Gas Oven
- Laundry features: Gas Dryer Hookup
Basement
- Has basement: Yes
- Basement: Finished,Exterior Entry,Egress Window,Rec/Family Area,Storage Space,Full,Walk-Out Access
Bedroom2
- Level: Basement
- Area: 112
- Dimensions: 8X14
Bedroom3
- Level: Basement
- Area: 135
- Dimensions: 9X15
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Family Room
- Level: Main
- Area: 320
- Dimensions: 20X16
Features
- Number of fireplaces: 1
- Fireplace: Yes
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 0
- Total interior livable area: 2,358 sqft
Kitchen
- Level: Main
- Area: 195
- Dimensions: 15X13
Laundry
- Level: Basement
- Area: 132
- Dimensions: 11X12
Master Bedroom
- Features: Bathroom (Full,Double Sink,Tub & Separate Shwr)
- Level: Main
- Area: 234
- Dimensions: 18X13
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 05211040500000
- Special condition: None
- Other equipment: Water-Softener Owned
Features
- Stories: 1
- Has view: Yes
- View description: Water,Back of Property
- Has water view: Yes
- Water view: Water,Back of Property
- On waterfront: Yes
- Waterfront features: Lake Front,Lake Privileges
Lot
- Lot size: 0.68 Acres
- Features: Mature Trees
- Lot size dimensions: 106x276
Parking
- Total spaces: 12
- Parking features: Yes,Garage Owned,Detached,Driveway,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Tornado
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,791 | $45,492 |
| Home Insurance * | $379 | $4,548 |
| Property Taxes | $1,412 | $16,944 |
| Electricity | $181 | $2,176 |
| Total | $5,763 | $69,156 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-24 | Listed for sale | $749,900 |
| 2026-03-20 | Sold | $280,000 |
View on Zillow