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4910 E Lake Dr, Winter Springs, FL, 32708

3beds
3baths
3,657sqft
$2,399,000
$656price/sqft
$16,963/moest. monthly cost
$678,520/yrincome needed

About This Home

A truly rare find in Winter Springs. This equestrian-friendly, lakefront estate is complete with its own private tennis court, a solid block-constructed horse barn, and room to enjoy every part of the lifestyle. All of this, tucked in a quiet setting that keeps you close to the heart of Orlando, with the added benefit of being just 2 miles from The Geneva School, one of the area’s premier private education options. Originally built in 1964, the home was thoughtfully expanded in 1994, creating a larger, more functional layout while preserving its character. Today it offers over 3,000 SF overlooking the shimmering waters of Little Lake Howell. Enjoy west-facing sunset views framed by mature cypress trees. Host friends for tennis or pickleball right in your backyard. The sizeable horse barn was engineered for exceptional durability, built with block construction and poured concrete for maximum strength. The main home includes a 3-car garage, and the barn adds an oversized carport that can easily double as covered boat storage.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10
6/10
Winter Springs High SchoolGrades 7,9-122.9 mi

Construction

Condition

  • Year built: 1964

Materials

  • Foundation: Slab
  • Roof: Slate
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Cooktop,Disposal,Freezer,Refrigerator
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Primary Bedroom Main Floor,Thermostat,Walk-In Closet(s)
  • Window features: Window Treatments
  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,922
  • Total interior livable area: 3,657 sqft

Kitchen

  • Level: First
  • Area: 330
  • Dimensions: 15x22

Living Room

  • Level: First
  • Area: 484
  • Dimensions: 22x22

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 800
  • Dimensions: 32x25

Property

Details

  • Parcel number: 13213030000400000
  • Zoning: A-1
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Patio,Rear Porch
  • Exterior features: Tennis Court(s)
  • Fencing: Masonry
  • Has view: Yes
  • View description: Tennis Court,Water,Lake
  • Has water view: Yes
  • Water view: Water,Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Lake Privileges,Seawall
  • Waterbody name: LITTLE LAKE HOWELL

Lot

  • Lot size: 3.10 Acres
  • Features: Private

Parking

  • Total spaces: 4
  • Parking features: Boat
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hurricane
    HurricaneModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Tornado
Hurricane
Strong Wind

FEMA Declared Disasters in Seminole County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,130$145,560
Home Insurance *$1,609$19,308
Property Taxes $2,856$34,272
Electricity $368$4,416
Total$16,963$203,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$581,588/yr
40% on housing$508,890/yr
45% on housing$452,346/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$656This listing

vs Other Active Listings

Avg $/sqft

ZIP 32708$177
Seminole County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 32708$241
Seminole County$241

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$2,399,000

For Sale by Agent

AgentKris Kennedy
BrokerageCOMPASS FLORIDA LLC

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